6. Talk to a mental-health professional, such as a psychiatrist or psychologist who specializes in compulsive behaviors. You can first contact your primary health care provider for recommendations. Talking to a neutral, compassionate third party can help you sort through your troubles and get to the root of the problem. |
7. You can also get help putting your finances back on track. If your spending habits are under control, but your finances are still in recovery, try contacting a consumer credit agency in your area. Such agencies offer free credit counseling and nonprofit debt management programs.
Compulsive spending is a difficult addiction to overcome, but you can succeed. Debts were accrued over months or years, and it can take even longer to get out from under them. Stay positive, be patient and remain diligent. You can and will succeed if you're determined to do so. Life is a marathon, not a sprint, so remember to keep a steady pace and you'll get back on track.