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Extra credit: Separately track purchases you didn't make. Print off a second Spending Log to track purchases you wanted to-but didn't-make. The new CD you got from the library instead of the mall ($15), the drive-through meal you skipped for a meal at home ($15 for all four of you), and the shoes you tried on (but didn't buy) at the department store ($45) are technically money saved. Though it doesn't increase your bottom line, it doesn't decrease you bank account balance either. If you had bought all three of the items above, you'd be out $75! Keep reading! Starting and Sticking to a Budget - Step 2 Check out these related MommyTeams! Financial Diva Mommies Frugal Living |
Starting and Sticking to a Budget: Step 1
Keep a Spending Log
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