2. Dissect the problem. What are your "triggers"? Do you splurge on big ticket items? Do you hoard budget items? Open your drawers and closets, and take out your credit card statements. Examine your spending habits. Determine what kind of shopper you are, and avoid the places that tempt you most. Cut up your credit cards (keep one for emergencies, but have someone else hold onto it for you), and rely only on cash if you don't trust yourself with a debit card or checkbook. 3. Examine your feelings. Why do you spend money? Do you hit the malls when your partner works late? Are you lonely when your children go to school? Is shopping a way to cope with depression, or do you shop to boost your self-esteem? Do you shell out big bucks for clothes before going to an event? Before you can heal and modify your behavior, you need to admit the root of the problem. Try to examine the answers to these questions by journaling or talking with others. 4. Divert your time. When and how do you shop? Notice patterns and then try to find alternatives to spending. Instead of staying up late and shopping online, spend time on a hobby, read a book or call a friend. If you hit the stores during the day, consider volunteering or getting a part-time job (preferably one where you won't be tempted to spend). Do you socialize by shopping? Suggest alternative activities to your friends and family. Take a walk, go to (or rent) a movie, or visit a museum. Do you overspend in public (by picking up tabs or heading to the swankiest restaurants in town)? Only bring cash, so you will only be able to pay your share. Stick to your budget by meeting for drinks or dessert rather than an entire meal. Or invite your friends to a potluck at your home. 5. Find a support group. Debtors Anonymous is a 12-step program for people who find themselves spending uncontrollably. Check your local newspaper for meetings in your area, or visit DebtorsAnonymous.org. It can be very therapeutic to talk with people who are going through the same thing. Call your local Mental Health Association or a counseling agency for information about or referrals to support groups for people with obsessions, compulsions or other kinds of mental health problems. You might also find support through the BabyFit Message Boards or a MommyTeam (find related MommyTeams below). Continued › |
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About The Author
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Stepfanie Romine A former newspaper reporter, Stepfanie now writes about nutrition, health and fitness, with an emphasis on whole foods and from-scratch cooking. She is a certified Ashtanga yoga teacher who enjoys Spinning, international travel and vegetables of all kinds. See all of Stepfanie's articles. |
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