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We all want to live our lives to the fullest. At every major life stage, whether a birthday, New Year, or even a tragedy, you likely ask yourself whether you’ve really been enjoying your life as much as you could be. Think about—or better yet, write out—a list of activities, items, interests and goals that you’d like to liberate from your daydreams and make a reality. Do you want to visit a tropical island, buy a new mattress, spend more time with your loved ones, or learn to salsa dance? After you write your list, then estimate the cost, in money and time, for each item. Here are seven ways to cut costs, along with ideas to "invest" that money to yield a more exciting, fulfilling life—without going into debt to do so. 1. Cut your cable, save $10-$120 each month. My local cable company actually calls their bare-minimum cable service “Lifeline.” Fortunately, there are so many other ways to stay connected to the outside world that don't involve staying inside to watch it on TV. Here are some amazing things you can do with all of that extra time and money you’ll have if you ditch the cable, movie channels, and/or satellite dish service:
The headlines on newsstands are meant to reel you in and encourage you to buy on the spot. But magazines are expensive when you buy them at the store—nearly $5 or more each! And after a single reading, they get discarded. So what can you do instead of buying the latest gossip rag? Read more books. Someone once said: If you want to read more books, read fewer magazines. Good literature is usually found in hardcover form, not in the pages of a glossy magazine. If you need motivation or inspiration, join a book club. Remember to tote your book with you to the doctor’s office, the school car line, and you’ll become more literary by the minute. Continued › |

Liza Barnes



Member Comments
I don't have cable or satellite I use internet to watch shows and such for phone and internet its only $100 something and that's with long distance.
And I only buy magazines like allyou when there are good coupons inside because otherwise I read my favorite magazines online. - 10/15/2011 5:40:14 PM
If we desperately feel the need to see something opening weekend on the big screen (hello, Star Trek!), we will usually go see a matinee or my youngest brother that works for an AMC theatre can get friends & family in for free. (Yep...If you know someone who works for an AMC, seriously, start schmoozing the hell out of 'em and get in on that action!)
- 8/31/2009 1:53:26 PM
Yep, I never "Cut out" any of this, because I never had it in the first place. For the money most people spend every year on cable TV, I take a 2-week trip to Japan (staying with friends). Anything worth watching comes out on DVD and I can rent it anyway. I also sometimes watch cable or network programs online - on the cable that my brother/neighbour split the price of.
I ONLY use my cell phone, and actually did lower my minutes this year since I use the unlimited texting so much more often these days.
I used to buy 1-3 Grande Soy Lattes per day, and last winter I switched to making my own coffee in the mornings, and when I do get afternoon coffee, I get Americanos instead, cutting my spending in half.
My friend volunteers as an usher to get to see plays for free.
Our city has many neighborhoods that each hold a monthly Art Walk, in which many galleries participate. Meet people, see art, get deals on treats, art, etc. The major museums also have free entrance on those days, and also have half-price and discount days and events.
Apparently, one can download just about anything on PodCasts. TV shows, Exercise programs, dance lessons, musical instrument lessons, car repair lessons....
My car is 11 years old.
My PC is 9 years old.
Most of my clothes are anywhere from 1-5 years old.
I think there are a lot of folks out there like me....
Some aspects of this article remind me of an episode of Oprah that showed how to save money, and the tips were things like: "I started going to the nail salon every OTHER week instead of every week, saving myself $300 per year!" Yeah. Not applicable... LOL - 8/31/2009 3:49:38 AM
1. If you're near a university or community college, see what movies and speakers are scheduled. Usually these events are not limited to enrolled students. Admission is typically low since the target audience is on a "student budget."
2. If you're lucky enough that there's a music or dance department at the college, pay special attention to "senior" and "graduate" live performances at the end of the semester. The students will be THRILLED that someone other than their immediate family or friends took the time to see them perform. The performance will be free, you can typically dress as you like (unlike at a stuffy and expensive symphony or opera), and the atmosphere is so easy-going. The same goes for art showings, and often there are plays put on by the drama department. And of course there are always sports events. I'm just not into team sports, so I don't know if most sports typically charge admission, like college football. What about swimming or gymnastics????
3. Try your local churches and schools for any of the above. Even if you and your family don't attend a particular church or school, why not enjoy the performance and help make for a larger and livelier audience. It means so much to the kids and adults who worked hard on their show.
4. Free Books at Project Gutenberg -- Reading a book on your PC is not for everyone. Because of the formatting, it can be a distracting hassle to constantly scroll through each "page" of the book. But, free is free :)). Go to www.gutenberg.org
. The organization's mission is to scan books that are in the public domain and make them available on the web for everyone. You can download the book ... - 5/20/2009 12:15:14 PM
Or perhaps instead of cutting out your cable you can let people know that they can negotiate with their cable company for a lower rate. If you subscribe to a magazine your cost per issue is usually much lower. There are plenty of ways to save money without completely cutting things out of your life, most of which were overlooked in this article. - 4/7/2009 4:56:55 AM
DVDs from the library - check!
Eating at home - check!
- 3/12/2009 12:52:33 PM
My husband and I don't have cable at all, rarely go out to eat, almost never buy music or magazines (or clothes unless we need them).... etc,etc.
For me, adding dance classes or language classes would add expense, not subtract (since I'm already not spending lots on entertainment) so that's not helpful to me. :( - 3/12/2009 11:02:04 AM