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Resolution #3: I will join a [gym, health club, exercise class]!
Joining a gym or club can be a great way to reset a rusty fitness routine—but only after you actually go on a consistent basis. Beware those flashy first-of-the-year television ads and deep discounts! Many of those who purchase a gym membership in January bail on their workouts within the first six months. When newcomers are turned off by the extra drive time, the surplus of lycra-clad lads and ladies, the loud music or the crowded, sweat-drenched exercise stations, the apparent perks of the gym atmosphere may not outweigh the pitfalls. If your resolution this year is to get fit, then be sure to assess your wants and needs before signing that health club contract.
Resolution Revamp: The first step to fitting more fitness into your life is picking a program that works for you. Start by writing down what you want from your workouts: Musical motivation or a stoic, silent sweat? Crowded classes or personal space? Climate control or outdoor elements? Don't forget to factor in the commute, child-care options, shower space and more. Scope out contenders and ask for a complimentary day pass to explore at your own pace. If you don't find a gym that stacks up to your expectations, then strike out on your own! There's a bounty of online exercise videos and DVDs at your local library, not to mention cheap, simple equipment that will get you fit without breaking the bank. You may find that designing an at-home workout program or enlisting a neighbor as your running buddy is the most economical and empowering way to spark a sustainable fitness habit.
Resolution #4: I will spend more quality time with my [friends, spouse, family]!
When the gatherings are over and the decorations are put away, post-party January blues can have you pining for a full house and swinging social schedule. Spending more quality time with loved ones is a popular resolution and it is important to your health to come together for happy occasions and celebrations throughout the year. But focusing too much on fitting in elaborate activities with friends, family and children can leave you stressed out and stretched too thin.
Resolution Revamp: Take a look at your upcoming events and notice all the time you're already devoting to helping and visiting family and friends: school plays, dentist appointments, birthday parties, science fairs, etc. Instead of adding to the festivities, pencil in a few hours a week just for you. Get a massage, read a new book, watch the game, take a walk in the park. Feel guilty about taking time out? Tell yourself that taking time to recharge can help you enjoy your engagements even more. Once you've gotten into the swing of giving yourself some quality "me" time, then you can add in appointments for phone calls with friends, date night with your spouse, and other group activities. Creating your calendar from the inside out will help you set the perfect pace in the coming year.
Resolution #5: I will max out my savings account this year!
Everyone's wallet feels a little lighter after the holiday season, so January is often a time when people consider changing their spending habits. There's no doubt that financial fitness is good for your mental and physical health. (Think about that downward spiral that happens when you feel like you can't afford the basics, let alone healthy foods or your favorite yoga class!) But socking money away can also cause stress and tension, especially if you're lacking a specific goal or the support to make it happen.
Resolution Revamp: If your resolution is to accumulate more and spend wisely, involve everyone in your household in the decision to save. Will you break open your piggy bank for a family vacation, a family health club membership, a new car, a kitchen renovation, or a year of college for your eldest child? Choose a goal that's important to everyone in your home and know how much you need to reach it. Then break down that big number into a per-paycheck amount and, if the overall goal is too far in the future, sprinkle in small rewards for meeting benchmarks – these strategies will help you to stay motivated on the path to savings success. Pinching pennies the right way can strengthen your spirit and lead to long-term mental, fiscal and physical wellness. Continued ›