The Latte Factor

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Weekday Latte

Think those small purchases don't really affect your savings? If you make small changes in your life, you could save big in a year. Take a look at some of these money-saving measures that take minimum effort!

Switch from an expensive latte ($4.25) to regular coffee ($1.15) once every weekday and you'll save over $800 in a year!


Bring your own bags. Tote three reusable bags to a grocery store that offers an incentive program (5 cents back per bag) twice a week. Your savings will add up to over $15 by the end of the year.

Movie Night

If a family of four trades their bi-monthly night at the movies ($64/month) for a Netflix account ($16.99 for three DVDs at a time), the savings is big: $564.12 to be exact. Switch to using the library (FREE) and you'll save even more—another $200 per year!

Watchful Withdrawals

If you only used your bank's ATMs to avoid fees ($2 per week), the savings adds up to $104 per year.

The 411

Dialing 411 to get phone numbers costs about $1 per usage. Get out your sturdy yellow pages or look up phone numbers online four times per month for a savings of $48 annually.

Borrowing for Bookworms

Like to read? You'll save about $720 every year if you get three new releases from the library instead of the book store ($60).

Water Weight

You're diligent about drinking your 8 cups a day, but are you still drinking from single use (disposable) bottles? Invest in a sturdy reusable bottle ($20 or less) instead of two 20-ounce water bottles per day ($1.10 each) and your savings will get an $800 boost after 12 months.

Kick the Habit

Need more reasons to quit that pack-a-day ($4) smoking habit? How about 1,460 reasons. That's how many dollars you'll save after one year of going smoke-free.

Mad about Magazines?

By cancelling two magazine subscriptions and borrowing them from a friend or the library, you'll save $40 a year.

Brown Bag It

Eating out is expensive. Bag up your leftovers for half the cost of a deli sandwich ($6). That daily savings of $3 adds up fast: $720 each year.

Eat Your Veggies

With food and gas prices rising, meat is becoming more expensive. If you opt for just ONE meatless meal a week, you'll save over $300 per year.

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Member Comments on this Slideshow

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3/23/2009 4:49:57 PM

ANGELFACE0821's SparkPage
Because there are only two of us in our home, I thought joining Sam's Club wouldn't make any sense. But then I realized for things we use every day -- papertowels, toliet paper, the chicken breasts & bags of veggies for our lunches -- it made sense to buy in bulk because they wouldn't go to waste! We're also buying produce from our local farmer's market instead of at the higher priced supermarket.


3/21/2009 11:59:18 AM

FIDDLE6's SparkPage
I have a breadmaker and have started making my own jam. It's healthier and cheaper and really, really easy!


2/26/2009 12:44:37 PM

I quit smoking 25 days ago. I have saved around $100, (Ok not really cause that first month of Chantix cost me $145, but I am trying to not count it.) I already take my lunch everyday. But we do need to buy water bottles. My boyfriend and I could easily be saving almost $6,000 a year according to this!


2/25/2009 8:24:11 PM

awsome really need to quite my mag obsession


2/11/2009 6:50:07 PM

while i have learned to adore my local library and save a fortune not visiting b&n as often, i am still working on switching from my mocha to regular coffee. these are some great tips...especially the reusable bags..small savingsDO add up


1/31/2009 9:07:14 PM

good stuff

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