Secrets of Success

Credit Card Rewards



We use one credit card for nearly all purchases to earn rewards. We ALWAYS pay off the balance in full each month. This works for two reasons: 1. all expenses are in one place and easily tracked, and 2. We actually MAKE money by using the card instead of cash. Usually +$25/mo!

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Member Comments

  • As long as you read the fine print and can pay off your balance credit cards can be a wise way to manage your money. We've got many great deals using credit cards wisely. - by JODIRICHARDS
    Yep, I do this too and like Dawn said, I deduct it from my check register so I am ready to pay the bill when it's due. - by STORMTMB
  • This is a grat idea. A friend of mine keeps track of her purchases in her check register. She then knows exactly how much she's spent and pays the balance. this way, she never spends more than what she has in her checking account. - by DAWNMY610

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