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KRISTINB1977's Photo KRISTINB1977 SparkPoints: (16,277)
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1/15/09 4:22 P

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I've heard the pride thing before. Just some general info if anyone knows of someone who's laid off work:

I've seen people earn $450 - $500 a week and still be eligible to get a little from unemployment, like $60 or $80. Always worth it if it means the difference between paying bills or not - or buying food for the family.

I was given bad advice when my 2-weeks notice was accepted immediately and I was told that I was not to come back so I ended up being without work for 2 weeks between jobs - I got advice not to file for unemployment. I say ALWAYS file for unemployment because you just might get the benefit.

Kristin in WI
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MERILEES's Photo MERILEES Posts: 1,527
1/15/09 4:01 P

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Don't give up on the economy yet.

It will bounce back... it always does... it's just a matter of how far we'll drop before it does.
But, we are still richer than the majority of the world when it comes right down to it.

Mrs. Incredible...My hero: thin, sexy, flexible, mother of 3 without a hair out of place!
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MYLUVWYATT's Photo MYLUVWYATT Posts: 1,461
1/15/09 3:07 P

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Thanks for the advice, support everyone. I know there are people far worse off, GM closing, jobs being shipped over seas. When are things going to turn around?
Kristin....yeah I remember you saying your HR but when I talked with hubby he said he's taking the 24 hours over the unemployment, he won't do that he said, too much pride, I don't know, he likes to keep busy and work I suppose. He just said he won't be paying into his 401K during those 2 weeks, so that's an extra $60.00 maybe.
He took out $10,000 this year to put money on a house if we sold and found one but now that's gone too with bills going up and situations happening where we needed the extra money.
He said his 401K lost $5,000 this year, money that his business contributed.
I just about threw up when he said it LOST that much.
How is everyone going to survive if things get worse, before they get better?

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1/15/09 12:06 P

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My husband and I are lucky that we both still have jobs. For now. My husband is actually a full time student and works as a bartender & catering waiter on nights/weekends. However, we've definitely noticed a drop in his income, which is solely based on tipping. That makes it difficult to budget from month to month because his income is sporadic. Of course we completely understand that people all around us have less, and therefore tip less. But the effects of that certainly trickle down to those workers who are depending on that income. And then there's the thought that he will be entering the job market when he's done with school in two more semesters (next Dec.)....now that one is hard to think about right now!

We know we are young and for now, we are just trying to focus on the positive, use our money as wisely as we can, and while we want to be smart and plan for various scenarios, there are some things beyond our control and it isn't worth spending the emotional energy to stress over it.

For those of you who have lost a job or lost income, I just send my love and support. I hope you feel you can find that support here if you need it. Wishing you all only the best.

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1/15/09 6:49 A

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That really sucks my BF was told this week that his hours are cut and next month will have 1 to 2 weeks of shut down. He works at a foundry and they lost a big order cause that company is slowing way down. Your right what's going to happen next?!?!

Hey kids it's me Linda46,


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MAIZEY's Photo MAIZEY SparkPoints: (72,472)
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1/15/09 1:11 A

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Tina, Orangeblossom and others, I'm so sorry this is happening to you. My husband has had this happen to him a few times through the years and I know from experience it's tough. I too have heard positive things about Dave Ramsey's training. There are some great resources here on Spark too - such as eating well on a budget and ideas for trimming expenses that might help. Take CAre, Maizey

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ORANGEBLOSSUM Posts: 104
1/14/09 5:20 P

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I'm going through it. My husband was laid off a week in Sept. & October, all of November, 2 weeks in December, and will be laid off again next week. We've had to refinance the house to a new 30 year to get the payments lower for now. We were down to only 10 years left. He's been looking for another part time job, but at 52 not many are willing to hire him. I can't work because of health issues.
We're just trusting God right now.

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MERILEES's Photo MERILEES Posts: 1,527
1/14/09 3:48 P

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No better time like the present to check out Financial Peace University. It's a 13 week class offered by Dave Ramsey. You can find out if there's one in your area by checking his website www.daveramsey.com

We did the FPU course and are putting more money aside than we ever were before. His class is sooooo practical and will work for anyone. If you can't swing the class for some reason, check out his book The Total Money Makeover. It has most of the concepts in it and it is at most libraries.

Dave has a way of telling it like it is, and taking the fear out of the future. He helps you get control of your money instead of it controlling you.

I highly recommend it for both you and your hubby.

Best wishes!

Mrs. Incredible...My hero: thin, sexy, flexible, mother of 3 without a hair out of place!
_____________________
By Easter:
170 pound goal
Reward: new swimsuit for cruise
_____________________
"For God is working in you giving you the desire to obey Him and the power to do what pleases Him." Philippians 2:13


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JET150's Photo JET150 Posts: 9,397
1/14/09 3:12 P

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We do our best to buy local and/or free trade. It's not always easy, because it tends to cost more. And you're right, so much industry has been shipped out, and it's often an American company that's using overseas labor forces.

Jeanette
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BARBIET65's Photo BARBIET65 SparkPoints: (0)
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1/14/09 2:43 P

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It's tough to do,
But lets try to buy local AND American. emoticon

Have you ever tried to do that? Say your looking for Alarm clocks, just try to find one that's made in America. It's really hard!!!!!

YOUR AS HAPPY AS YOU WANNA BE!

Failure is falling off the wagon and never having the courage to get back on no matter how many times we fall off.


Barbie
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KAYJAY_38's Photo KAYJAY_38 Posts: 7
1/14/09 1:37 P

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I total understand the struggle. I work for a staffing agency. I just got the job in September and was very worried about my job security over the last few months during my probationary period. I was lucky enough to be hired on as staff but I see the struggle every day.
It's hard to watch people come in and apply with us that have been laid off from a job that they make 50,000+ a year and settle for a job that pays 6.50/hr with no possibility of benefits. Most of them are well educated people that deserve so much more. It is heartbreaking to see what they are going through. I feel like i have to do everything I can to help them out. I have had so many people call my office looking to see if there are jobs available and when I tell them no they often cry or get very angry. Things are tough right now and I don't know what to tell them anymore.
The only thing I have to say is just be thankful when you have work. I deal with hundreds of people a week that don't and are living on food stamps and gov asst.
My thoughts and prayers are with those who are struggling. emoticon

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DONNAEDA's Photo DONNAEDA Posts: 30,939
1/14/09 1:09 P

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My prayers go out to all of you who are feeling the economy. Being retired my husband and I are on a fixed income and the money I had saved when I was working in my 401K and other investsments took a dive. I lost over 1/2 of my portfolio. I took watch my pennies, unplug all electrical cords which are not being used. Cook all our meals (dont go out to eat). Don't drive unnecessarily and do my errands in the area that I have appointments. Just some ideas.

Donna
Brown Deer, WI
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THOMS1's Photo THOMS1 Posts: 14,282
1/14/09 1:07 P

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We will pray for your family, So sorry this has happened to you. We have been lucky so far.

Becky


"Anything is possible, It's your choice whether or not you choose to make IT happen."




"If a man really wants something he will find a way, if he doesn't he will find an excuse." Stephen Dolley, Jr.





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JET150's Photo JET150 Posts: 9,397
1/14/09 12:57 P

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I too send strong wishes for a change in your job situations. My husband and I are ok, but my sister's husband is out of work at the tender age of 55.

Jeanette
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CAROL54904's Photo CAROL54904 SparkPoints: (0)
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1/14/09 12:55 P

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Think positive - make out a budget to make sure you aren't spending money places where you don't need to. And have your DH start looking around for something new. EVERY time I have had to change jobs I ended up with a better one!! HUGS!!!!
Muuaah
Carol

With God's help I will try to bark less and wag more!
Stick a fork in me... I'm DONE!
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I'd rather WEAR whatever I want than EAT whatever I want!!
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BARBIET65's Photo BARBIET65 SparkPoints: (0)
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1/14/09 12:33 P

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(((Hugs))) To you!
I work at a GM car dealership, they have been asking us office girls if need be would we be willing to take off a day a week.
We haven't had to yet, but its a possibility.

I hope its true, when one door closes, another one opens for you!!

My heart goes out to you all!!

YOUR AS HAPPY AS YOU WANNA BE!

Failure is falling off the wagon and never having the courage to get back on no matter how many times we fall off.


Barbie
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Started SP-9/6/06
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TIKKI-N-ME's Photo TIKKI-N-ME SparkPoints: (0)
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1/14/09 12:26 P

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Sending you positive energy.

DH's company just cut 1800 people; we had a very scary two months. What I learned from that was that I spent too much time worrying about something over which I had no control (and letting it affect my eating and drinking habits). I know how scary it is... but try to remember to live each day as it comes and take what joy you can from it. Put your anxiety into extra exercise - it'll help keep you resilient and strong!

There is a SparkGroup for "beating the recession blues," I think it's called - perhaps they will have support, networking opportunities, tips for you?

Wishing you both the best. Since you can't control the circumstances, choose how you will control your reaction to them. Wishing you much strength.

emoticon



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KRISTINB1977's Photo KRISTINB1977 SparkPoints: (16,277)
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1/14/09 12:21 P

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Oh my gosh that's horrible! Make sure he calls and applies for unemployment. Cut-back on hours makes him eligible, depending on how much he will earn in those hours worked. SparkMail me for more info.

Have I mentioned that I'm an HR Rep?

Kristin in WI
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THIN4HIM5's Photo THIN4HIM5 SparkPoints: (0)
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1/14/09 12:15 P

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I am so sorry to hear of your situation. There are so many going through it right now. I know several people who are recently unemployed as well and it is so hard to find any type of job right now. We have cut back on many things. It makes you realize what is really important and what is a need instead of a want. It sucks, but we can make it. I pray every day that my DH's company will be okay.
Thinking of you,
God Bless,
Wendy

Wendy

Each new day is a gift.
That is why we call it~
The "PRESENT"

Be kind to yourself and Live in the Present"

Remember That God is good ALL of the Time!!






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SPARQUEE's Photo SPARQUEE Posts: 8,951
1/14/09 11:57 A

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Oh, I hear you. It is so rough out there. My husband has been on 24 hours one week and 18 hours the alternate week for 2-1/2 years now. There just isn't any full time work for a 57 yr. old man. Occasionally he'll get to work 12 hours or they'll call him in on a day he isn't scheduled but that doesn't happen very often.

This was the only job he could get after the company he was working for for 18 years shut down. Then he was unemployed for 18 months and finally found this forklift job.

In Nov. last year he was cut to 2 days for 3 of the weeks and 1 day for the other week. This economy sucks big time.

Edited by: SPARQUEE at: 1/14/2009 (11:59)
Miss Connie

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What your mind believes, your body can achieve!

It only takes one spark to ignite a fire.

Worry looks around.

Sorry looks back.

Faith looks up.
MYLUVWYATT's Photo MYLUVWYATT Posts: 1,461
1/14/09 11:42 A

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My hubby just called this morning and said he's being cut down to 24 hours.
They told him for now just the next 2 weeks BUT that could change.
We already have relatives and friends losing homes, what's next?
I'm freaking out, we live paycheck to paycheck as it is.
My mom lives with us and now needs to help us out financially (she doesn't have a lot either), oh this stinks.

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