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TRUEPEACENIK's Photo TRUEPEACENIK Posts: 931
5/20/19 11:00 P

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I called my insurance company and got my six month auto insurance bill down another $40 by adding renters insurance, which I’d been paying elsewhere (lease requirement) plus, the rate is $3 less a month on renters. Annually, I’m looking at $116 or so in savings.

Then I checked on storage (family stuff to distribute over the next couple years) and I found a closer unit at almost half the price.

Wake up every day knowing you make the decision to begin your journey anew.

This choice in this moment defines now.
What is your now?

Making do or saving every cent you can? Join us on team LIVING LIFE ON A SHOESTRING teams.sparkpeople.com/LLife


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MOMMA48's Photo MOMMA48 Posts: 699,263
5/11/19 8:57 A

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Wow---what a great savings!!! Thanks so much for passing it along!! emoticon

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SUN_SET91's Photo SUN_SET91 SparkPoints: (66,430)
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5/10/19 3:20 P

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First time posting but last night My DH and I purchased a streaming box and will get live TV and On Demand for only $9.00/month. That will save us $100.00/month compared to what we are paying DISH right now.


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MOMMA48's Photo MOMMA48 Posts: 699,263
5/4/19 9:03 A

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Love shopping at the various Dollar stores, ex-Dollar Tree! Everything's a $1--and there is one in a nearby city that has a frozen food section as well! Hope the one they're building in our City has that feature--as what a money saver it can be!

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MOMMA48's Photo MOMMA48 Posts: 699,263
4/29/19 2:04 P

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After today's dr. appt., thought I would check out what sort of assistance plans the Clinic offered--as with health insurance deductibles and costs raising non-stop--was curious to see. Found out due to my chronic medical conditions and expenses involved with needed procedures (MRIs, CT scans, etc.) and needed follow-ups, that we could qualify--that it wasn't just based on income, investments, etc., as I thought. Planning on filling out the application--as it would be great if MRIs of $3,000+ first go through insurance, and then the Clinic actually takes OFF HALF the final cost.

So if by chance anyone has a serious medical condition, etc., and the related high medical expenses--it may be a thought to check and talk to someone that is available in your medical network.

As I was told this morning, more and more people are applying due to health insurance plans that aren't covering a majority of the expenses or only a fraction of the cost.

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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
4/24/19 9:34 A

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Easter stuff on sale. Time to stock up.

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MOMMA48's Photo MOMMA48 Posts: 699,263
4/23/19 8:08 P

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emoticon Today my parents and I went to a bakery outlet--bought a few large bags full of bread that were discounted down to $.25 per loaf--as they were dated for April 25th--which isn't even beyond their sell by date--no idea why they were marked down that low--but we took advantage and each of our freezers are nicely stocked with bread!!!

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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
4/22/19 3:18 P

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I used to shop at salvation army until they left town. Now I shop at Savers and it's better because they clean everything.

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MOMMA48's Photo MOMMA48 Posts: 699,263
4/22/19 8:14 A

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emoticon Sparks "GO GREEN" Tips (AND Money Savers)!
Search for secondhand. Don't let someone else's perfectly good items go to waste. A gently used version of whatever you need exists. Auction websites and thrift stores make secondhand shopping easy and affordable!

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MOMMA48's Photo MOMMA48 Posts: 699,263
4/11/19 11:06 A

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Sparks "GO GREEN" Tips (AND Money Savers)!
Try reusable bottles. Beverage bottles, cups and cans are wasteful, even if recycled. You'll save money and reduce waste by using a reusable bottle for water and drinks. Take one to the coffee shop too!

* I do this with my water bottle that I take everywhere with me, along with my travel mug for coffee on road trips!

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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
4/10/19 4:18 P

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Hang mine inside all the time. No dryer.

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MOMMA48's Photo MOMMA48 Posts: 699,263
4/10/19 8:13 A

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I'm adding one of Sparks "GO GREEN" Tips (AND Money Savers)!
Hang your laundry. Your clothes dryer is one of the most energy-consuming appliances in your house. Try hanging your clothes on lines or racks outside (they'll smell great!) or inside.



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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
3/26/19 11:11 A

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There's a book that I saw once that had senior discounts. That's all the book was about. Ask at your library or look it up online.

When I worked at a senior center, I called the local businesses to see what discounts they offer. Then we gave it to everyone. You might want to check your local senior center as some of the discount were for 55 and over.

Edited by: -DEIRDRE- at: 3/26/2019 (11:13)
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PATTYMCGRAW's Photo PATTYMCGRAW Posts: 146,814
3/25/19 8:38 P

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looking for discounts for people over 55

God grant me the serenity to change the things I can, to accept the things I cannot change, and the wisdom to know the difference.


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PEGGY-BEE's Photo PEGGY-BEE Posts: 14,670
3/24/19 1:11 P

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I'm using all the free options at the library, e-books, streaming, programs, classes along with all the books. We got rid of cable TV. And have no heater or AC in our house.

Marbea
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Turn your face to the sun and the shadows fall behind you.

-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
3/23/19 12:38 P

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It's cheaper to buy milk at our local gas station, so that's what we do. We either buy it when we're already there to get gas, or we walk there and hubby carries it home.

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MOMMA48's Photo MOMMA48 Posts: 699,263
3/22/19 5:53 P

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This evening my hubby and I are going to share a takeout order! Add a few side dishes that I've made--two can eat as low cost as one!

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LYNXMYNX's Photo LYNXMYNX Posts: 1,832
3/11/19 12:18 A

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My local Publix grocery store was selling any sub sandwich for 5.99 for the past few days. It was going off today so I bought two. One for dinner (shared half with a friend) and one for tomorrow: breakfast and lunch. Also, they had microwave Zatarain’s pre-cooked rice packages for .99 each. I bought the three flavors they had! That’s two servings per package and U save .50+/package!

Edited by: LYNXMYNX at: 3/11/2019 (00:22)
2019 is our year! ;)


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MOMMA48's Photo MOMMA48 Posts: 699,263
3/8/19 5:29 P

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Just saved quite a bit by shopping on the clearance rack while getting work clothes for my son! Love it--$19 shirts for $3---needless to say, I bought 4 of them!!!

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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
3/1/19 3:29 P

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Just saved on my gas from points saved at the grocery store. My gas was only $1.999 per gallon today!!!

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MOMMA48's Photo MOMMA48 Posts: 699,263
3/1/19 10:41 A

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We used to have more consignment shops where I live as well--and a great way to sell items no longer needed--especially when my son was young--everyone always seems to need childrens' clothes--and they grow out of their size so quick!!

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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
2/27/19 4:47 P

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Wish I could resell mine. Nothing like that around here. Big Brother, Big Sister picking up mine tomorrow morning.

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PATTYMCGRAW's Photo PATTYMCGRAW Posts: 146,814
2/27/19 3:02 P

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got clothes/shoes together that no longer are worn. Sell to resale shop

God grant me the serenity to change the things I can, to accept the things I cannot change, and the wisdom to know the difference.


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MOMMA48's Photo MOMMA48 Posts: 699,263
2/20/19 9:58 A

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Checked this week's sale flyers and have my list ready to go!

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MOMMA48's Photo MOMMA48 Posts: 699,263
2/15/19 9:03 A

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Time to check the store shelves for the 50% off Valentine gifts today!!

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MOMMA48's Photo MOMMA48 Posts: 699,263
1/24/19 7:14 P

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This past weekend it was almost like Thanksgiving again or already! We had purchased a very large turkey when it had been on a super sale and had it in our large freezer. To make room in the freezer, thought it was time to prepare it! So, took it to my parents, and our small family had a Thanksgiving meal in January!! It was a fantastic evening meal, plus everyone there had leftovers to take home! So our low cost turkey was enough for an evening meal for three families, and then another low cost meal for all of us the next day for lunches, etc.


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MOMMA48's Photo MOMMA48 Posts: 699,263
1/18/19 2:41 P

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Another $ saver can be through facebook's Marketplace! Items people are selling or wanting to buy--just click on Marketplace as shown on the main facebook page, you can enter in your specific area or miles from where you live, put in what you're looking for, etc., and click and see what comes up! Everything is done through messaging--so the seller does not know who you are--unless you're interested in the item and want to go to see it. OF COURSE--make sure if you do--to take another person with you, or meet at a public place even like the police station parking lot to discuss or even see the item on the spot! Used items or barely used items that we are looking for--are out there--just need to search them out a bit and end up saving!!!

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MOMMA48's Photo MOMMA48 Posts: 699,263
1/16/19 5:09 P

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Our son bought us the Firestick a year or two ago--so Friday night's family night-Netflix movies, popcorn, healthy snacks and no tickets to buy, nor higher cost popcorn and drinks they charge at the theater, and no $ spent on gas! Plus--a great time spent with family!


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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
1/14/19 11:54 A

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I save money on movies by waiting for them to come to my library, and borrowing it there. Then if there's a movie that I fall in love with, I can buy it. If you buy it later, it will be cheaper. I really haven't been interested in any of the new movies that I want to see them in the theater. I have a movie pass that I got one year for Christmas, and still haven't used it.

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MOMMA48's Photo MOMMA48 Posts: 699,263
1/14/19 11:44 A

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Time to check the weekly ads to see what's on sale and where--then compare my shopping list to make my plans for the weekly shopping. Try to only go once a week--and plan our meals around what specials I've found. Saves on time and money!!

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MOMMA48's Photo MOMMA48 Posts: 699,263
1/8/19 8:09 A

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Visited a local store's on-line site this morning. It's so great that they have on-line coupons you can clip (or basically click on) and they go into your account. May go to this store today or tomorrow--and when I do, at checkout, simply enter in my telephone number, and any items that I purchased, which I had clipped the on-line coupon for, will automatically reduce the price by the amount of the coupon for whichever item. Plus, just clipped a $5 off total checkout amount coupon--which will be used along with the others. So, check the stores you shop at--and see what reward program they offer. They can definitely save the $!!

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MOMMA48's Photo MOMMA48 Posts: 699,263
1/7/19 5:46 P

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Great idea--and there are some great on-line sites that offer either a "new" book, "used" book, etc., that keep the costs down!

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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
1/7/19 8:58 A

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I love to read, but can't afford to buy every book that I read, nor would I have the space. Instead I borrow from the library. If I fall in love with the book, and decide to buy it, I get it in paperback so it's cheaper.

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MOMMA48's Photo MOMMA48 Posts: 699,263
1/6/19 9:07 A

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emoticon tip, hun! I've spoken before about after Christmas sales--but now we're at the 75-90% off at the large retailer where I work--so another thing to purchase for maybe $.25 or so--boxes of candy canes! I always carry mints in my purse, etc., so the small peppermint candy canes that are wrapped individually like 30 in a box for $.25----time to stock up on the mints for the purse!!!

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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
1/3/19 9:27 A

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When we buy a steak, we buy bigger than what we'll need so we can have steak and cheese subs. It's one of the few ways I'll have leftover meat. Not healthy, but yummy.

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MOMMA48's Photo MOMMA48 Posts: 699,263
1/2/19 7:46 P

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emoticon tip, hun! Tonight was "leftover" night in our house, along with a fresh salad. We had a little of this and a little of that--so put everything in bowls or on a plate after reheating, etc., then on the counter top--looked like a 2-person buffet!! emoticon Perfect portions for my hubby and myself. And, no food went to waste!



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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
1/1/19 8:49 A

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I do my grocery shopping at a store where I also get gas savings so that I can save on both.

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MOMMA48's Photo MOMMA48 Posts: 699,263
12/31/18 10:32 A

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Got some super great deals yesterday--the after Christmas markdowns! So, I'm all set for our New Year's Eve party tonight with snacks (Christmas packaging) that I'll serve on a platter and no one will know they were Christmas items! While at the store, also found marked down produce--so veggie tray will be ready as well!

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MOMMA48's Photo MOMMA48 Posts: 699,263
12/29/18 10:54 A

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emoticon tip! We do that in our family--buy in bulk or larger amounts and split it among our family. Saves $ for everyone!

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12/29/18 10:41 A

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Buy in bulk

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MOMMA48's Photo MOMMA48 Posts: 699,263
12/26/18 9:03 A

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Time to get the freezer containers/bags ready for the leftover Christmas food items. Sliced ham, cookies, holiday breads, etc., in the freezer we go to use for another meal!

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MOMMA48's Photo MOMMA48 Posts: 699,263
12/26/18 8:57 A

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My Mom checks the sale flyers--which she loves to do. So, I leave that up to her---then when it's our shopping day together every week, we go off her list. Plus, usually on that day she may need to go do banking, etc., on one end of town--so we stop along the way at different stores if she has something on her list she wants to get. But we always plan our route and stops along the way, you might say. Which really helps! That's one good thing about living in a smaller city--don't have to go too far to another store. But, I agree--doing a one-stop shop is fantastic!

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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
12/24/18 3:32 P

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I check the sale fliers before shopping to get the best deals. You really can save that way. I don't find that you save a lot going store to store. When I figure in my time and has money, I find I do better at one store. I don't count it if I need a prescription at the pharmacy and still get good deals.

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MOMMA48's Photo MOMMA48 Posts: 699,263
12/24/18 10:51 A

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Get ready for the after Christmas sales--and start buying at the lower cost for next year's gift giving!!!!

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MOMMA48's Photo MOMMA48 Posts: 699,263
12/20/18 9:06 A

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That is a true $ saver!! I do the same with packing my own snack and water bottle when I go to work. No vending machines for me!

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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
12/20/18 8:55 A

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I bring my lunch to work every day to save money every day. We work for a non-profit so we don't get paid a lot. I don't know how others can afford to eat out all the time.

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MOMMA48's Photo MOMMA48 Posts: 699,263
12/19/18 7:09 P

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emoticon Idea!

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-DEIRDRE-'s Photo -DEIRDRE- Posts: 25,014
12/18/18 8:57 A

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I utilize the local food pantry. They know us there and give us extras. What a great way to save money. Plus we enjoy it.

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MOMMA48's Photo MOMMA48 Posts: 699,263
12/17/18 7:08 P

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Noticed today that the gas prices have really gone down--how long it will last-hard telling. But spoke with hubby and we agreed, it's time to fill all of our vehicles while it's this low. Same with home heating fuel--that usually goes along with gas prices, so may call the fuel oil distributor and get our tanks filled at the lower price and save $ if the prices go up-while being ready for the much colder weather ahead!

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MOMMA48's Photo MOMMA48 Posts: 699,263
12/15/18 6:22 P

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Haven't done it yet--but definitely will the beginning of next year! Husband's medical insurance premium through his employer has skyrocketed, plus the deductible is a couple thousand more than the policy we used to have. Time to check into buying our own medical insurance, as pretty sure will save us ALOT of $ considering I have quite a few prescriptions for various medical conditions and no way I should be paying anything for my prescriptions and dr. visits now in December. Plus, what is deducted a week from my husband's paycheck for the current premium can be applied to the new insurance we buy plus have $ left over!!

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MOMMA48's Photo MOMMA48 Posts: 699,263
11/15/18 10:15 A

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With the cooler temps upon us, time to make sure the windows are sealed and covered with plastic, draft dodgers are placed at the bottom of exterior doors and anything else possible to keep the heat in the house and our fuel bill down as much as we can.

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MOMMA48's Photo MOMMA48 Posts: 699,263
10/31/18 11:09 A

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I always like to keep an eye on Restaurant.com. We've gotten gift certificates that are worth $20 for like $3 for local restaurants--so a meal for my hubby and myself for $3 and a night out--it's fantastic! They offer other deals, as well. But, for us, we mainly check out the dining selections in our area.


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MOMMA48's Photo MOMMA48 Posts: 699,263
10/31/18 11:06 A

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emoticon sounds great!

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DREAMERSPIRITT's Photo DREAMERSPIRITT Posts: 1,114
10/30/18 10:57 P

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The cooler weather means dumpster diving season has arrived in New England!

This is a true blessing for me. I dive at a few local grocery stores. Most of what I get is produce, so it certainly helps me eat healthfully, while staying within my super tight budget.

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MOMMA48's Photo MOMMA48 Posts: 699,263
10/30/18 9:17 A

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Tuesdays are usually the day our local health food store will have baskets of organic produce items that are free to their customers! It's amazing the free produce that's available--and it's so neat that they offer it to the customer--instead of merely tossing everything out. Same with grocery stores--always check those reduced carts!! A fun and great way to save on the food budget!!

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MOMMA48's Photo MOMMA48 Posts: 699,263
10/23/18 7:21 A

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Shopping day with my Mom today!! Time to find a few great deals and, as we both have only 2 in the home for meals, we usually buy the larger size items and split them! Great way to save on the food budget!

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MOMMA48's Photo MOMMA48 Posts: 699,263
10/12/18 12:45 P

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Sounds emoticon And, we have a discount food store that basically has overstocks from other grocers. Can buy a super large size of various fruits, etc., split it up into freezer containers and can have fruit for about $.60 which equals like 4 servings between my hubby and myself--so, instead of spending over $1 for a can--saving at least $.40-50 per container!


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GOALCXXV's Photo GOALCXXV Posts: 5,236
10/5/18 11:55 A

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I shop eBay for gently used clothing. I just bought a beautiful dress, and it arrived in like-new condition.


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CATSNCOFFEENY7's Photo CATSNCOFFEENY7 Posts: 895
8/18/18 9:46 P

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Ditched my landline.

“When she transformed into a butterfly, the caterpillars spoke not of her beauty, but of her weirdness. They wanted her to change back into what she always had been. But she had wings.”
-- Dean Jackson


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TIGERSEYEHEART's Photo TIGERSEYEHEART Posts: 5,102
8/7/18 10:48 A

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Today I went to a charity outlet where they sell clothes by the pound at $3 a pound. I bought a lovely summer dress and cool summer top for $2.

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8/6/18 7:28 P

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I bought frozen veggies today at only 50 cents a pound. Veggies are pretty cheap where I live, but that's great to have in case I hit a week when I can't afford to buy veggies. I bought three big bags - green peas, broad green beans and a mix. I love veggies!



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7/15/18 1:05 P

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Right now I'm eating on a budget - $4.50/day consumed to start, trying to eat healthier but cooking in bulk and only eating one portion at a time. I'm buying loss leader produce in bulk to stash in the freezer for smoothies and baking, and trolling the clearance racks for more produce and dry goods. I stock up on good sales for versatile staples, and am trying to focus on using them - I have hundreds of dollars tied up in my stash, time to make it pay!

I can't really lower my rent without serious inconvenience, it is what it is in Boston, but utilities, internet and laundry are included, so I don't have to worry about those.

I also restrict "non essential but useful" purchases to funds I get from sites like Swagbucks. It really makes me consider what I will actually use, because I have to save up rather than buying everything I want immediately. I get things like cast iron skillets, a matcha bowl, new sports bras and a purse. Not feeling deprived is so useful in keeping on track.

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CFRAPPE's Photo CFRAPPE Posts: 387
6/7/18 9:55 A

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GOOD MORNING SHOESTRINGERS, After Hurricane Harvey I was blessed to be able to move into a micro mobile home, I call it my Little House. It is 427 square feet and I moved in about a month ago. Brand new and I LOVE IT!!! When I ordered it, instead of going for the central air conditioning (at a price of $5000) I opted for window air conditioners (2 for less than $300 total). In south Texas, AC is not a luxury item! Anyway, with one in the bedroom and one in the kitchen/living room I am quite comfortable. The bedroom gets turned on 30 minutes before I go to bed and off in the morning. The living/kitchen is set at 80 all the time. I'm quite comfortable. I have not yet seen a complete month's electric bill but it should be interesting.

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NITTINNANA's Photo NITTINNANA Posts: 3,414
5/26/18 9:07 A

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Set ONE day weekly as errand day, and plan route to minimize mileage

Edited by: NITTINNANA at: 5/26/2018 (09:08)
~Pamela lives in Jefferson City, MO.

I will lift up mine eyes unto the hills, from whence cometh my help. My help cometh from The Lord, which made heaven and earth.
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NITTINNANA's Photo NITTINNANA Posts: 3,414
5/20/18 8:35 P

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We use an inexpensive cell phone provider and have 2 basic plans. No landline.

~Pamela lives in Jefferson City, MO.

I will lift up mine eyes unto the hills, from whence cometh my help. My help cometh from The Lord, which made heaven and earth.
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LAUGHINGHYENA's Photo LAUGHINGHYENA Posts: 33
5/11/18 9:32 P

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my grandma had one. I love things that don't need electricity. I know those machines take a lot of work :D

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DREAMERSPIRITT's Photo DREAMERSPIRITT Posts: 1,114
5/7/18 4:23 P

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I just invested in a hand-crank washing machine and a clotheseline!

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CATSNCOFFEENY7's Photo CATSNCOFFEENY7 Posts: 895
4/18/18 11:53 P

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I turn off the heat in the bedroom most of the time and in the kitchen always.

“When she transformed into a butterfly, the caterpillars spoke not of her beauty, but of her weirdness. They wanted her to change back into what she always had been. But she had wings.”
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PILLARPOINT Posts: 848
4/15/18 10:29 P

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i keep my furnace at 64 degrees and wear a cardigan sweater if iam cold.

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CATSNCOFFEENY7's Photo CATSNCOFFEENY7 Posts: 895
4/12/18 9:54 P

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Went from a desktop PC to a laptop.

“When she transformed into a butterfly, the caterpillars spoke not of her beauty, but of her weirdness. They wanted her to change back into what she always had been. But she had wings.”
-- Dean Jackson


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MARYM63's Photo MARYM63 SparkPoints: (104,736)
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4/11/18 5:00 P

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We recently dropped our cable. Just kept the internet and phone. Saving us a $180 a month.

Mary, Indiana, eastern time





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AMYRCMK's Photo AMYRCMK SparkPoints: (94,881)
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I have switched my car insurance and cell phone providers to take advantage of my companies 20% discount with each one. It has saved me a lot of money.

Amy
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My past has not defined me, destroyed me, deterred me, or defeated me; it has only strengthened me!

Do what you LOVE....LOVE what you do!

The BODY achieves what the MIND believes!

If it doesn't CHALLENGE you, it won't CHANGE you!

LEARN something new EVERYDAY!

Be BETTER than you were yesterd


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JULIEJO39's Photo JULIEJO39 Posts: 9,749
10/29/17 8:21 A

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We are paying my son's college tuition and lowering our monthly expenses have helped us do this with just a few struggles. We have shopped sales and used coupons more than normal. We have cut out all unnecessary trips to town to save on gas. I have sold clothes (that I wasn't wearing anyway) on Facebook yard sale pages and we no longer have cable (although we do have NetFlix and Hulu--a savings of over $60 a month!).

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CRFTYSAHM's Photo CRFTYSAHM Posts: 23
10/16/17 1:28 P

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Hello, I am on a cost cutting mission. We recently ended up spending a ton of money on my son's wedding and reception. Which we were prepared for. But, our bank account took a big hit. I am determined to make it back up with a lot of changes.
1) Thankfully, the weather has turned very nice for the moment and we are able to just open windows so not using AC or Heat.
2) Cutting our food budget. Now that there are only 3 of us in the house, 1 of which is rarely home for meals but packs lunches, I am working on making meals that serve fewer people to cut down on left overs (which never get eaten around here). Also going back to meal planning, shopping loss leaders, and not stock piling meat and perishables so much.
3) Looking in to changing auto insurance policies up to reduce that cost, which has really increased over the past year.
I want to do all that I can, hubby is possibly getting laid off - 35 years at this job.

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HOLLI64's Photo HOLLI64 Posts: 341
9/16/17 4:40 P

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I gave up cable tv long ago. I watch free tv online, or download free books from all over the web. Saves me about $60 a month. I had NetZero once too, then went to DSL. I have cable now, but we have nothing else decent here. I changed to the slowest speed so I could save $22 a month.

HOLLI64's Photo HOLLI64 Posts: 341
9/16/17 4:37 P

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I cut my internet back from 50mbps to 5mbps, and honestly, unless I'm downloading or uploading large files, I can't tell the difference. I had an old 2.0 modem and router that works fine with this, so I also eliminated the $8 modem rental every month. They had gone up on the higher speed, so I would have been going from $53 to $62 a month. I now pay a little over $40, so I'm saving $22 a month.

Also, I'm beginning to sell and give away a lot of my potted plants and ripping out the water-thirsty plants from my gardens, so I can save on water. From now on, I'm watering once a week, and whatever dies doesn't get replaced.

I've also started being more aware of leaving lights on, and will start replacing bulbs with LED bulbs soon. My ceiling fans use small, expensive bulbs, so I'm going to buy adapters so they can use regular bulbs, so I can replace them with LEDs.

Also (I'm on a savings kick) I turned my thermostat up 3 degrees during the day and 4 degrees at night and purchased a fan to blow on me at all times. It's saving me about $10 a month on my electric bill.

ALSO, I needed a new seat and a back rack for my bicycle, and I was able to salvage them form an old, ugly bike someone put out by our dumpsters. I found a bicycle co-op downtown that will put them on and fix my front brakes for free!

I guess that's all lately. Like I said, I'm on a money-saving mission lately.

RESERVED1948's Photo RESERVED1948 Posts: 613
4/21/17 10:43 P

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By the way, even though I have the triple play cable TV, internet and phone, I at one time had NetZero for my internet hook-up for $10 per month. It is a dial up service and you do need a land line. I'm under contract for 2 years but I am considering giving up cable TV. I have antenna TV courtesy of my son in my bedroom and don't find that Verizon is much better. I might be a little spoiled with the internet but as I recall, NetZero was just as fast -- but I don't do a lot of uploading and downloading. A landline costs about $40 so that would be phone and internet for $50 per month.

God loves me just the weigh I am and too much to leave me this weight!


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RESERVED1948's Photo RESERVED1948 Posts: 613
4/21/17 10:37 P

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I take advantage of credit card bonus offers. You must have great credit to do this. But I put all my purchases for 3 months on a credit card and get from $50 to $200 as a bonus. I pay my triple play cable bill with my credit card and all my groceries. I also shop for my Christmas presents throughout the year and take advantage of sales. When the Christmas season comes there is so much to do and all my shopping is done. I have been doing this for years. A few days ago a store was going out of business and I bought 3 lovely picture frames for half price because I find that picture frames make a good present. I try to find nice, thoughtful presents that don't make the recipient feel obligated and this can be a challenge. With the credit card bonuses I have earned over $1,000 in credits this past year.

God loves me just the weigh I am and too much to leave me this weight!


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HOLLI64's Photo HOLLI64 Posts: 341
3/5/17 4:28 P

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Hi Everyone!

Grammie, that is awesome! I call my internet company every year close to expiration date and renegotiate my bill. They usually just give me the same deal, but last year they gave me a cheaper deal. I'm thinking of going for a lower speed so I can reduce it even more, though.

The weather has been so beautiful here in N. Florida lately, I've been opening my windows and not using heat or air. I turn the heat to 70 at night, but this place is so well insulated, it hardly ever turns on. My utility bill (water & electric) went down over $20 last month because of this beautiful weather.

I've also started growing a few tomatoes and greens, and this has saved me a little money on groceries. Aldi just opened here a few months back, and I've been shopping there and saving a lot.

Found a nice, solid wood desk out by the dumpster the other day when someone moved. Had been looking for a desk/craft table, so brought it in. It needs a little screw tightening and painting, but that's easy. Found one like it online for $275! WOO HOO!



GRAMMIEOFTWO Posts: 4,535
2/28/17 6:41 P

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Good evening team:

I am on a fixed income and I found out that my electric company would come to my home and do an energy audit. They gave me free LED light bulbs and I got a new refrigerator. My refrigerator was very old and was on it's last legs. I have a much smaller refrigerator and that is fine with me.

When I went grocery shopping today I noticed the meat department was marking down some of their meats. I had to hang around for awhile but I got a great deal on stew beef. I got it for half price.

I just had a birthday and I received a free breakfast at Perkins, a free breakfast at Dennys, a free bagel for several days at Paneras, $10.00 Kohls money and a $5.00 coupon for DSW.

I contacted my internet company and they are going to reduce my monthly bill by $15.00 per month.

I hope everyone has a good evening.

Allie

Edited by: GRAMMIEOFTWO at: 2/28/2017 (18:43)

Allie
HOLLI64's Photo HOLLI64 Posts: 341
1/5/17 5:03 P

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Dreamer, it's not illegal to dive here in FL, but some cities have ordinances forcing you to lock your dumpsters. Not here, though. I have pulled things out that were on top, and I've made a long stick with a hook on the end for other small things further down. I wish I could find someone to dive with me. I don't do anything but curb shopping and apartment dumpsters right now, because I don't have a vehicle to haul things. When I did have one, I used to have a side business for trash-to-treasure. I loved fixing things up or repurposing them so they could be used. Right now, I'm looking for old dresser drawers to make into shelving. A can of white paint can do wonders to tie mismatched things together.



DREAMERSPIRITT's Photo DREAMERSPIRITT Posts: 1,114
1/2/17 8:38 P

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Holli, I'm actually a dumpster diver, but I was too shy to admit it, lol!

You don't actually have to get in the dumpster, just pull things out that are within your reach. Granted, my dive buddy usually goes into the dumpsters and she gets better hauls than me. This is part of how I keep my food bill pretty low and get a ton of art supplies.

If you dive, remember to be as discreet as possible. Go after the stores have closed and all staff has left. Never leave a mess, unless you want to come back to a locked dumpster next time you dive. Never broadcast where you dive. Also, wear thick leather work gloves, so nothing cuts you and you don't get dumpster juice on your hands.

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HOLLI64's Photo HOLLI64 Posts: 341
12/31/16 1:59 P

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I shop at discount grocery stores. Used to be Save-a-lot, but it's clear on the other side of town from where I live now, so I shop mostly at our new Aldi and WalMart when I can't find something there.

I stockpile groceries when they are on sale. I don't usually use coupons, because they are for name-brand things and mostly processed foods, which I eat very little of, but I will use them if something name brand I use is on BOGO sale at Publix.

I buy clothes exclusively at thrift stores. I also curb shop the trash piles and around the apartment dumpsters around here to see if there is anything I can use or sell. I've made about $100 this year just from selling stuff other people toss out. I wish I was brave enough to dumpster dive, but I'm too old. I'd break something. LOL

I love to garden. I cut my gardening expenses by growing extra plants from seeds and cuttings and sell them on Craigslist, or I shop the clearance racks at WalMart and Lowe's garden centers. Lowe's also gives away recycled pots for free, so I never have to pay for containers, but I also use yogurt cups and plastic bottles and containers to grow plants.

As for utilities, I keep my thermostat on 80 day/78 night in the summer and 70 day/65 night in the winter. I have a sunny LR with a big picture window, so I don't use lights in the LR during the day. Also use LED lights in everything else.

Edited by: HOLLI64 at: 12/31/2016 (14:01)
NETSUE64's Photo NETSUE64 Posts: 1,458
12/28/16 11:16 A

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You guys have great ideas! I coupon in conjunction with sales and stock up when things are cheap. I stopped my cable and home phone so we just have internet, Netflix and amazon prime. I really need to get my son off my cell phone bill because we don't have smart phones and only pay for his data! That's the next step.

I have a garden for fresh vegetables in the summer, although it's small. I wasn't sure I could do it.

We also refinanced the mortgage to 15 years so we pay less interest.

Annette


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LYNXMYNX's Photo LYNXMYNX Posts: 1,832
12/23/16 1:58 P

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How about no utilities for 4 months. Getting water from the park and collecting rain water for washing (You don't actually need to fully bathe everyday. Just "wash your parts", as my grandma used to say.), cooking (grilling, candles, camp stove) and cleaned dishes, and washing/watering the pets. We took on a house to rehab but it's had so many problems, we knew we'd be moving when the "no rent in exchange for repairs was up". Sometimes things were inconvenient but we did have a smaller carbon footprint by recycling even more than I usually do, composting paper and organic products, and repurposing many common items. We use wifi at the library or stores where we can sit with a cup of coffee, etc. Watch free online movies. Read books there too! I like be to borrow from the library as well: books, movies, etc. They have free online databases for courses too as well as the MOOCs someone mentioned.

2019 is our year! ;)


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TRUEPEACENIK's Photo TRUEPEACENIK Posts: 931
12/3/16 3:19 P

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My partner had cable/dish/whatever and it was his expense.
He cut that cord, with my support.
He was paying $180/mo. (I was aghast- his bill, not my problem, so I didn't know)
However, that was also Internet, and I need it for work and like it for play.
So I found a local ISP and I'm paying $30/mo. Add Netflix for two devices, and it's still a great savings. ($1440/yr)


Wake up every day knowing you make the decision to begin your journey anew.

This choice in this moment defines now.
What is your now?

Making do or saving every cent you can? Join us on team LIVING LIFE ON A SHOESTRING teams.sparkpeople.com/LLife


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DREAMERSPIRITT's Photo DREAMERSPIRITT Posts: 1,114
12/2/16 1:11 P

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I get food stamps and am sure to spend them wisely.

I know people who work at a local grocery store. They give me the bruised-up and past-its-prime produce for free. Woohoo!

I invested in a menstrual cup. It is comfortable, hygienic, eco-friendly, and it saves me from having to buy pads and tampons each month. It was $35 upfront, but it's more than paid for itself in the several years I've had it.

I try to do as much cheap/free entertainment as possible.

For movies, I rent them from the library or watch them online for free (PBS has some lovely documentaries available to watch on their website.)

For books, I either use the library, or if something is out-of-copyright I will read it online.

For other things to do, I love hiking (which is either free or only a few dollars.) I'm also a nerd, so I self-teach myself various topics. I use KhanAcademy for math, and study various other topics with open, online courses (commonly known as "MOOCs".) Corusera is a popular site for MOOCs, and many universities (including Harvard and MIT) offer them online.

For Christmas presents I am making terrariums. I found some clear plastic ornaments from Dollar Tree, and have been filling them with potting soil (taken from a dead houseplant), moss (from the back yard), and clippings from some of my easy-to-propagate houseplants. I put a pretty bow on top (with ribbon snagged from my sewing stash) and viola! They only cost me $0.50-$1 to make (they have two sizes, the smaller ones are cheaper!) But they look so nice and I'm sure my friends and family will love them!

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LIN1263's Photo LIN1263 Posts: 14,883
10/29/16 3:15 P

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I applied for a points card for a large superstore grocery store that has the lowest prices in the area where they give you points for money off and extra bonus points online that you put on your card done by what food you buy the week before. So you get extra points to buy the same items the next week what you normally buy.

I have pleurisy, 2 types of anemia, macrocytic anemia, Iron deficiency anemia, from blood transfusions with wrong antibodies, causes blood to replace daily instead of 100 days, chronic pneumonia, pleurisy, chronic kidney disease, a partially collapsed lung, low blood pressure & blood clots in both lungs for 3 years. Now formed scar tissue.I am 56 years old. I had cervical cancer 6 years ago, no signs last 4 years as well. I have new blood clots now,2019.I am on P.S.T. time zone.


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