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Saturday, July 13, 2019

I listen to online radio (AccuRadio to be specific), and yesterday, I heard a song that I heard once while driving. It's Lewis Capaldi's "Someone You Loved", and I like it so much that I bought it today from iTunes. Check it out!

Now that I am no longer planning on buying a condo in the immediate future, I am thinking about upping my contribution to my TSP (the federal government's version of the 401K). The bed bugs are gone now (THANK GOD!!!) in my room, so I am finally sleeping on my bed again! Anyway, I pay low rent (at least for Los Angeles) to my parents (we share a 2 bedroom 1 bath apartment), and I will be renting a room from my best friend once she buys a house (she is actively looking), and she is going to be charging me the same low rent. What I guess I'm trying to say is that since I currently am and will continue to have low expenses for the foreseeable future, it is not as important that I have as much take home pay at the moment. So, perhaps I should invest more in my retirement. I will continue to think about it.

Yesterday night, I was talking to my mom about my moving out, and she said that she will be sad if I move out. I told her that we would still see each other, and that she will get over it eventually. I mean, I don't want her to be sad, but I need to grow up, and be independent. Plus, it's not healthy for me to stay here, as my parents are homophobic (I'm lesbian). I look forward to learning how to cook, and being independent in every way!
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    heep up the good work with your plans you will do the right thing
    95 days ago
    Another option for your extra money: if you really have extra money, split it in two and put half in your TSP and the other half in your emergency fund. You should try to have 3-6 months of cash in your emergency fund for unexpected expenses (car repairs, short paychecks, etc, etc.). This is the perfect time to put as much cash in your emergency fund, before you move, because you will need bedroom furniture and other things.
    If you are buying a car, your need to budget for gas, license plates, insurance, repairs, I know you know that.
    Happy planning
    95 days ago
    You will have so much fun when you move out and yes they will get over it 😊😁
    96 days ago
    If your contributions are easy to change up your contribution when you can and change if and when your needs for money change in the future. I have found you spend what you have and if some of it is being put away for retirement before you see it your budget will be off of your take home pay.
    So happy to hear the bed bugs have been taken care of!
    96 days ago
    Awwww, as a Mom whose 24 yr. old DD moved out in February, I will say, I miss her, but it was time . . . for her anyhow . . . to be on her own and we do see each other (as anxious as she was to live out of the house, her apartment is 5 min. away from us. . . I chuckle! BUT my Mom-heart is glad).

    As sad as your Mom may be when you move out (and if she's like me, I know she will be) she'll get over it when she sees you happy and thriving. At least that's how I feel now.

    I feel like it's a parent's job to raise our kiddos to become independent, productive individuals. That's most important!

    96 days ago
  • LINDA!
    It is wise that you are looking towards your retirement. As a mother of daughters, I will say that it is always difficult for mothers to accept children leaving their home. You are a woman and able to navigate your way through life. I think it is wonderful that you are choosing to find your independence.
    96 days ago
    Saving is always a good idea and while you have the low rent, it would be a good time. I'm glad to hear the bed bugs are gone. I truly thought that intense heat was the only way to get rid of them, so I'm glad to know I was wrong and that the intervention you had was successful. My daughter still lives at home (she's almost 28), but she has some challenges. I hope someday she'll be able to get her own apartment. I hope your parents will be accepting of you in every way as you are happy and true to yourself.
    96 days ago

    Comment edited on: 7/13/2019 9:49:26 PM
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