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Our Health Care Plan through

Saturday, January 25, 2014

Our Affordable Health Care Plan
People have asked me the following questions:
What is the difference in policies that you presently have and what you had before ObamaCare?
Before: Anthem Blue Cross policy costing about $700 with a deductible of $6,000 per person covered little, but was in place for catastrophic problems. We thank God that we never needed the policy. The policy did cover one yearly check-up.
Now: Our policy for under $300 has a deductible of $3,000. It covers office visits with a copay of $40 (I think) and also includes chiropractic.
Why did you leave your conventional policy for Obama Care?
Answer: We were spending our retirement money to cover Health insurance. At the rate that we were spending it, we would run out our money before we reached 70.
Can you keep the primary care doctor?
Unfortunately, we need a different doctor and hospital. Concord Hospital (NH) is not a part of the Affordable Care Act. This week’s plan is to find a new doctor. I will let you know how this works out. This might be the most difficult part of the plan. We could have to drive over half an hour to a doctor or hospital.
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Member Comments About This Blog Post
    2094 days ago
    We moved so had to change doctors, but are very happy with the ones we found. Being retired, I was shocked at how little medicare covers. I do have a BCBS insurance and have never had any difficulty with it.
    2094 days ago
    Good to know.
    2094 days ago
  • GENRE009
    Please tell everyone who needs insurance what I am about to tell you. I had everyone coming at me prior to my 65 birthday. Spend two weeks & over 5 different insurances, Am not going to even look at Obama care! Here's what I got , and it doesn't cost me anything unless you count the fact that they do take your social security for the Medicare which covers 80%. So that it will pay for this, which is the other 20%. It is called HUMANA PPO. It is so excellent that it is better than blue Cross Blue shield in my opinion. Yet it doesn't pay for prescriptions, and if people want to know about how to get that free or get an insurance for that have them email me& I will tell them. they allow you to go to great doctor, who usually are in their network. And the co-pay is very reasonable, and they also give you free gyms, and will reward you for preventive exams, like with gift or gas cards, I got $50.00, and found out I had a heart condition. 2013, they have gotten paid out over$1200.00 , yet have paid out over $5,000.00 in Doctors for me. If people need help with medical monies I know where they can get it thru the gov't applying like they do on food stamp- same application. or if they need windows, furnace, or insulation there are agencies that will do it for free if you aren't capable of that financially in the gov't. I sure do hope this helps someone, cause I only have paid $1200.00 in medical, not $24,000.00 in premiums. I really have paid more than that, yet it was in other things not covered like periodontal surgery. take care, hope this helps. eva
    2094 days ago
    Good luck finding the new doctor.
    2094 days ago
  • JOANIE69
    I found this interesting, and when I read Sandra's comment it reminded me of Canada. Our health care system was once to be envied, but now we are in need of doctors and we too (hubby and I and many others here) have to drive a long way to our doctor's office. We are just lucky we have one as many do not. We don't have to pay for standard care yet...they are trying to have that come into effect though, and we too need Health Insurance for things the government won't cover. I wonder why our 2 countries have billions to send to other countries in need, when they tell us they cannot care for their own, and many citizens of both our countries are homeless and hungry? I am not against foreign aid, I just wonder why we cannot also care for our own, properly.

    You look fabulous in your photo, Jackie- like a young girl and surely not a grandmother. You are my inspiration!
    2094 days ago
    I forget how small the states are out east. Here we drive 2 hours to see a specialist of any kind. I hope you find someone you like!
    2095 days ago
    2095 days ago
  • JACKIE542
    2095 days ago
    May God lead you to a doctor with whom you feel comfortable and confident.
    2095 days ago
  • no profile photo FALLENSHORT2013
    Good luck with a new doctor! I always hated that, but sometimes that can be a good thing, too. New doctors sometimes look at things differently than old doctors and see things the old ones didn't!
    2095 days ago
    It's good to hear from someone who has actually BENEFITED from Obama Care! Thanks so much for sharing!
    2095 days ago
    That's the most difficult part of all, to me . . . finding new practitioners and hospitals. **SIGH** Good luck to you.

    HUGS and here's to good health.
    2095 days ago
    Interesting info! both some pluses and minuses for the ACA.

    I was surprised that Concord Hospital wasn't a covered facility in the ACA.
    2095 days ago
    I can not see why a rich country has such bad health care Or pension It seems to not care for its people The strongest survive Wealth rule is whot your Country become
    2095 days ago
    I always hate when you have to change doctors because of an insurance change. Hope you can find a good doctor that you like who is also somewhat close to you.
    2095 days ago
    That is a shame to have to change doctors. Those who enrolled in the health care plans here had a choice of plans that were both affordable and would be accepted by all the doctors as most are directly associated with Avera. The other 2 options were either for other hospital groups and much more expensive. Hope it all works out for you.
    2095 days ago
    Interesting blog.
    2095 days ago
    2095 days ago
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