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A little kick in the pants to get my 'game' back on!

Saturday, June 29, 2013

emoticon Howdy all my lovely sparkling buds!

I signed on this a.m. immediately after stepping on the 'dreaded' scale and got the bad news for my 5% challenge team! I gained a pound...erp... emoticon emoticon emoticon emoticon emoticon That 'thumbs down' emoticon is usually an indicator that I lost weight and it makes me happy.

Today it was an indicator that I'm slacking on this challenge and it's a bummer. What is so different this challenge from my last challenge when I obtained my 5% weight loss goal and lost the weight and felt that delicious power of SUCCESS?

Planning...I simply have not taken the time to plan my meals or my exercise time as well this go round. There is NO excuse for that since I have plenty of time to do it when the consignment galley is so slows~ville this time of the year!

Stress..I've been overwhelmed with it lately! I still find my solace in food. Even if it's healthy food...I overeat. This 'save our house' fight is going to leave me big as a house if I'm not careful! emoticon emoticon

I've NOT been happy with the way things are going at the moment. We are going for YET another mediation... which from prior experience is just a bunch of crapola to me.

It causes me to sort through MILES of paper digging to substantiate our self employed income, and since we filed for a tax extension because I feel it's our God given right it's not going to be fun Lucy....pulling all of this together.

Which of course makes me face yet ANOTHER unpleasant fact...I'm a CLASS A bona fide procrastinator! I like to justify that troublesome characteristic by hiding behind the notion that I'm an ART~TI~ST~ emoticon ....and art can't be hurried.

But it's more like...if I don't want to do something I drag my heels until the last dog is hung! I'm serious...the LAST dog! I do all the bookkeeping for the gallery, all the bill paying, all the everything paper oriented for our household and the biz...the hubs does the physcial stuff and although he's volunteered to help...it would take MORE time to explain the process then it does just to do it.

Okay add~ ANAL...and bossy.... to my flaws also! After 35 years of marriage I know the hubs is NOT a paperwork type of guy no matter how well meaning he is. He still doesn't get all the info right on taking down driver's license info on checks customers write..bless his little heart! emoticon

That's why I'm HATING that I have to gather all of this paperwork together for the THIRD time of mediation when the last two experiences were a big waste of time AND money...it costs anywhere from $300 to $700 for the mediation.

We split the costs with the plaintiff...but STILL! emoticon $150-$350 plunked down for a whole lot of NUTHIN is ridiculous. It's just one more thing that games the system and sucks money out of homeowners trying their best to hold onto their homesteads!

The last mediator informed us the minute that we sat down around the table that they could not insert any kind of opinion about the mediation process whatsoever. They were just there to observe that the mediation took place.

HUH? emoticon A mediator that doesn't mediate...just sits there looking vaguely attentive for $300-$700....must be NICE work if you can get it! emoticon

The whole system sucks! And that's my NICE word for the process! emoticon

I'm wondering WHY this process will magically be any different from the other two that we've undertaken, but we are trapped into it. If we don't do it, the judge will rule against us and the bank will win...if we do do it..the bank will have all of our most recent financials so they have the most current information on how much they can go after us for a deficiency judgment and probably STILL win.

It's not like a pea brain consumer can't figure out their game, and it pains me that OUR lawyers seem to be the one's that are pushing this mediation plan forward.

I've told them over and over that I don't feel comfortable going into a mod. plan with OcWen who is our most recent servicer. I've done research that lets me know that OcWen is more likely a debt collector masquerading as a bank and their whole purpose for being in business is to generate profits by flipping homeowners back into foreclosure. They have a series of dirty tricks like posting payments to the wrong account numbers, telling the homeowners they got the wrong account numbers when they took over their previous servicer's records, holding payment checks that they received for timely payment but not applying them on time so they can pile up late fees and interest charges and grab the homes once again. emoticon They have outsourced all customer service centers to India where the representatives have such thick accents Americans can't understand them and even if they could they all read from scripts. If your question doesn't fall within their script you're in trouble. They also get handsome bonus' for flipping accounts back into foreclosure. This came from a trusted news agency Pro-Publicia.

Who needs to jump out of the frying pan INTO the fire with these people? emoticon

The REALLY bad news is that since they aren't classified as a bank they get a pass on all the standards that the government (supposedly...but as we see often fails) to hold banks too.

This is causing me STRESS! Lots and lots of STRESS! I hate going into a fight where every single card is stacked against you. And now with this sudden urging from our lawyers setting another mediation through the court system it feels like my last advocate has folded to the stinking system also! emoticon

All of this sobbering news coupled with the fact that we went to see the movie yesterday after work...."The East" which was GREAT...I love Ellen Page...but oh so sobering... and it completely solidifies my already suspicious suspicions about the way this world is going side ways for the sake of greed...no matter the human costs...has me in an 'eat for comfort' mode that I don't like...at all!

Soooo how the heck am I going to cope with this crazy nonsense called life?

I'm going to unplug from it. I can't control the outcome.

I'm going to kick my procrastinating little rear end into gear and get these stupid papers completed which asks for EVERY single thing in your life... except your blood type..and I'm sure they'd add that too if they could. emoticon

I'm going to make up a BIG pot of veggie soup as my 'go to' for crazy eating...I need something available that won't add more woes to my already stressful situation. I don't need to punish myself more by feeling guilty over packing weight back on! It's an old WW soup that I used to love and it won't do extreme damage in the calorie department.

I'm going to jump on 'Slim' my treadmill and rack up the miles with Fiona my fitbit...whilst watching National Geographic stations showing the world and it's wonder and pretend I'm right there in the beauty of it all. I just joined a Walk Through Summer Challenge I heard about from one of my bear team loviee~s....and it came at just the RIGHT time!

Oh...and by the way...I just bought a GREAT book titled "Living with Less" how to downsize to 100 personal possessions by Mary Lambert.

That's a BIG part of my stress also...just too many possessions.

I am FRAZZLED about the thought of having to move them!

I don't NEED them...I just LIKE them.

This would be clothes that have never seen the light of day in years...in a few different sizes. Shoes that hurt my feet and are no longer in style but I have fond memories of how cute I looked wearing them. Books that I adore and could start my own library with. Magazines..same as above. Soooo many cookbooks..when we eat out several times a week....but when the cooking bug hits me I think I have to have a 'SELECTION' to choose from.

My beads...well they AREN'T going anywhere...I'll be buried with my beads! emoticon Just in case I can manage to bead on the 'other side' emoticon

That's my story for the day...and I'm sticking to it! emoticon I don't know what the heck the puffy bird has to do with that statement but I LIKE him!

Dinner tonight with friends will be yet another calorie challenge we are eating in..but just heavy hors de' oeuvres. I'll have a BIG bowl of the slimming soup before I go and take a veggie plate as my contribution.

Here's my summer challenge walking calendar. Time to stop stressing and start living for health! Thanks CBaileyC! emoticon

The challenge started in June...but since I'm just coming in...I'll start in July!

July Mileage Goal/Estimate:
07/01 3 miles
07/02 4 miles
07/03 3 miles
07/04 4 miles
07/05 5 miles
July Actual Total:

August Mileage Goal/Estimate:
August Actual Total:

September Mileage Goal/Estimate:
September Actual Total:

Total Summer Mileage!
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Member Comments About This Blog Post
    Oh Bobbie -
    If you haven't already, ask your attorney WHY mediation seems like the correct option at this stage of the game. Listen to what you are told - really listen - and don't put all your listening energy into contradicting and/or second guessing.

    For a little spiritual/emotional comfort, I offer two prayers. These aren't specifically Christian or otherwise, but I think they both offer a way to view life a little more honestly and selflessly and to help us put many things in an appropriate perspective.

    Serenity Prayer

    God grant me the serenity
    to accept the things I cannot change;
    courage to change the things I can;
    and wisdom to know the difference.


    Prayer of Saint Francis of Assisi

    Lord, make me an instrument of your peace.
    Where there is hatred, let me sow love;
    where there is injury,pardon;
    where there is doubt, faith;
    where there is despair, hope;
    where there is darkness, light;
    and where there is sadness, joy.

    O Divine Master, grant that I may not so much seek
    to be consoled as to console;
    to be understood as to understand;
    to be loved as to love.
    For it is in giving that we receive;
    it is in pardoning that we are pardoned;
    and it is in dying that we are born to eternal life.

    Keep the faith -

    1749 days ago
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    1753 days ago
    Breaks my heart that you have put so much time and effort into this fight and you are still at battle. There should really be a statute of limitations that lets those who truly are paying and trying keep their homes and get a mortgage that they can afford. I cannot believe that as many homes that are foreclosed on sitting there wasting away losing money each day that they want to continue to add to the pile. Stupid, uncaring people is what this represents. Where are people's hearts??

    I hope you are able to walk out of the court room with a big smile on your face and a mortgage paper that states "PAID IN FULL"!!! Hey if you are going to dream, go big, right?!?!?!?
    1753 days ago
    So many ways to measure health and progress: the scale is definitely not the most accurate one.
    1754 days ago
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  • DS9KIE
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    1754 days ago
    We were just talking about downsizing even more! And who needs all those possessions! Too many things to dust anyway! Or they take up too much room! My husband wants to eventually sell everything, house included and get an RV and travel the country for a couple years! Be gypsies!!! emoticon We'll see!
    Sorry you are going through all that stress with the house! I hope you win!! Hang in there! Good luck on the challenge and emoticon emoticon

    Oh, I forgot to mention, I thought that was funny you gave your fitbit a name! I love that! I just got a fifbit flex....now I got to name mine!!! emoticon
    1755 days ago

    Comment edited on: 6/30/2013 1:24:31 AM
    I'm so sorry for all your stress. It really is the worst. I'll just keep sending out energy that this mediation is more productive than the last.

    I think you have a good plan for handling things. You will make it through this.
    There is light on the other side. I just have to believe that!!
    1755 days ago
    Where can I find that walking challenge? Oh boy! Yes, stress! Sounds like you are taking control. I will procrastinate too and it just causes more stress! But, does that stop me? NO! I'm thinking I would like to be about 3 years old again....
    1755 days ago
    I am so sorry for all you are going through. Stress is a killer of weight loss that is for sure, but I know my fiesty little friend can and will do it!!!!
    1755 days ago
    Stress can really add on the pounds. Your walking goal on the treadmill while watching National Geographic sounds like a great plan for the summer.

    I love the concept of living with only 100 personal possesions. We have to live with something like that while we are bicyle touring. On the other hand, I'm drowning in "stuff" as I try to merge three housefulls of possessions into one. Our house is stuffed to the gills right now. Each day we have been making at least two trips to take a full carload of things to the recycle center, the dump, and to our favorite charity here.
    1755 days ago
  • POPSY190
    This kind of pressure is designed to make us overeat! In your circumstances I'm sure I could put on weight eating lettuce leaves. I do hope you can get some resolution to the whole issue so that you can get on with the important things in life - reading, eating etc. emoticon
    1755 days ago
    Hope you can create a few more "go to" foods for those stressful times to come. This roller coaster of life has a lot more in store for us. May we find the good amidst the chaos.
    1755 days ago
    You ARE under a lot of stress, that's for sure. For me, when my stress is really high, that's when I don't do well with eating or exercise. I hope that tonight's dinner with friends will help you relax a little. I love it when I spend times with friends. I wish I could get rid of the bank problem for you. Be always, always, kind to yourself - you deserve it and your hubby. God bless you both. emoticon
    Love, Chelsea emoticon
    1755 days ago
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    1755 days ago
    emoticon joining another challenge! And making the WW soup, too!! Great plan!
    As for the house mess......just recite the Serenity Prayer as many times/day as needed.
    (((HUGS))) (((HUGS))) (((HUGS)))
    1755 days ago
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  • JUSTME29
    I hope this round of mediation is more effective. I know you don't have a lot of reason to hope it will be, so I'll hope on your behalf. I've been under my own stress and having my own eating/exercising challenges and unfortunately I'm up this week as well. Let's both try for a strong finish in the final week of the 5% challenge.
    1755 days ago
    If you have a smart phone you can download the Nike Running app (it is free!) to keep track of your walking mileage. It works outside or on a treadmill. I like that it keeps a running total of your mileage also... a pretty cool app for free.

    So sorry about the stress. I am a stress eater also but have been able to keep it under control lately. The problem for me has been social situations. Once I have a drink and get the alcohol in my system I seem to want to eat with abandon. Argghhh!

    On a positive note, still no diet soda... been 3 full weeks now. I'm sticking to water! Yip!!

    1755 days ago
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