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Long Term Problem Solved!!!

Thursday, September 15, 2011

Today I got something in the mail I have been wanting since April of 2008. I finally received my major medical insurance card and policy. I had been denied repeatedly for ridiculous and spurious reasons after my husband was laid off and I lost insurance through his employer. (This last time the reason given was that my doctor recommended a "left" breast exam and I hadn't done it, when in reality my doctor had made a routine recommendation for regular "self" examinations, and the medical records reviewer misread it, totally overlooking the normal mammogram done just a couple weeks before).

I had expensive COBRA insurance for 18 months and then for about a year I have been covered on a short term health insurance policy by a company no medical provider has ever heard of. It would have expired before I became Medicare eligible and I worried that I might have no coverage at an age that you really don't want to be without.

It is just great to once again have standard health insurance. Now I don't feel threatened with having to find work with insurance coverage. (The little nonprofit I worked for and could go back to does not offer health insurance.) I can see myself taking care of my little granddaughters probably until they enter school.

I believe I'm about as healthy as any 62 year old American woman, now that my weight, cholesterol and blood pressure have been normal for more than two years. I feel a tremendous injustice has been righted and a burden has been lifted from my shoulders. Hallelujah!!
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Member Comments About This Blog Post
    Sometimes I just don't understand the games the insurance companies play just to avoid paying legitimate claims. It makes me think of the movie, "The Rainmaker". (From the book by John Grishom) Congratulations on having an injustice righted and having all that stress lifted!!! emoticon emoticon emoticon
    2955 days ago
  • _LINDA
    So glad this burden has been lifted from your mind! Like Ellen says, we are so lucky to have free health care in Canada. Can't imagine where I would be without it...
    I don't see you ever needing it, unless the stresses of being a Mom and caregiver again full time wear you out..
    2955 days ago
    emoticon Healthy aging is too much fun to be hampered by some idiot insurance company. Glad you have that worry off your radar and can keep enjoying those grandkids!
    2956 days ago
    At last!! Hurray!!! I'm happy for you that your struggle is finally over. emoticon emoticon emoticon
    2956 days ago
    Good for you! We Canajuns are totally spoiled with our healthcare system here: but I for one am constantly grateful for the quality of medical attention I've received over the years without having to worry it will be there when needed.
    2956 days ago
    I'm so glad for you! What a stress reliever! Congratulations!
    2956 days ago
    That is wonderful, Marsha -- congratulations!!!!!
    2956 days ago
    Great news!! If you don't fight for yourself, noone else will!! I don't know what we would do without our wonderful insurance! It is provided through hubby's job....thank God!!!
    2956 days ago
    Wonderful news~ so glad everything has worked out.
    2956 days ago
    There's nothing more stressful than having to worry about getting medical care because we can't afford it. And some insurance companies seem to find any reason they can for denying coverage to "Seniors". I'm so glad that burden has been lifted for you - and at the same time hoping you won't need it anyway!!
    2956 days ago
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