LUCKYLISA12002
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Life Sucks! Grrrrr!!!!!!!!!

Saturday, May 16, 2009

So my foot feels a lot better! I was able to go to the gym and did a 25 minut circuit training but my foot started aching a little so I went homw, I'll got for a 20 minute walk later this afternoon. I paid the loan... dumb idiots raised our monthly payment AGAIN! It's now $716.38 per month when it used to be $668.00. At this rate we'll never pay off the loan. About 3/4 of the payment is for interest and escrow and the rest goes towards principal. We have 2 loans... which is crazy when I'm unemployed and the loans I never saw a dime of. My uncles took the loans out and used it for whatever they used it on. The 1st loan payment is $852.92 so the loans is a big chunk of our money. My uncle Lou gets social security and pays for the 1st loan. My uncle Don gets social security and pays the 2nd loan. My unemployment benefits pay for the utility bills which is almost as much as a loan payment! All these bills are piling on and the thing that scares me if what happens when my uncles die? They're getting up there in age. One is 71 and the other is 68... Both have medical problems. When they pass on social security will stop. How on earth will I pay 2 loan payments and utility bills and food and transportation? I can't even find a job right now! I'm terrified and then I'm worried about funerals... how on earth am I going to pay for them when something happens to my uncles. Grrr it's so stressful! All this stress at 21.... I wouldn't be shocked if I died young from too much stress. Everything is always put onto me... in our family the woman is the matriarch of the family and is the glue that holds things together. My uncles grew up with that mentality and truly believe it's the right way and in my opinion screw that! It isn't fair to me. What about MY life and the things I want to do? I want to go to college, get into modelling, have my own house, get married, have kids. Right now it seems like my life is on hold so I can take care of them. Isn't exactly fair but there's far worse people go through on a daily basis.
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Member Comments About This Blog Post
  • LIVEN2BPINK
    Excellent idea insurance. Would be good if the loans could be refinanced at a lower rate too. Ajustable rates are evil. There has to be someone you could talk to about that. I am sure they are grateufl for your help as much as they are happy to be able to provide a home for all.

    D
    4099 days ago
  • QSTEFF
    Breathe! Try to relax a little. I know that sounds silly, but it doesn't help getting yourself upset. Take one day at a time. You can only do what you are capable of doing. Try concentrating on what you can fix and go from there. Maybe if you try breaking things down they won't be so scary. Just remember your a great girl with your whole life ahead of you. You can do anything.
    Stef emoticon
    4100 days ago
  • PENSERD
    Lisa, you are a wonderful young girl.
    This is just a phase in your life and a very difficult one. Keep strong.
    Your uncles need to check some insurance for their loans, I would say this is priority to sort out so that you can relax.

    Too much stress for a lovely 21 years old is not fair!

    Deborah


    4101 days ago
  • BIONIC2
    Yea, you need to check out insurance options! And, if the only thing keeping you in that house is your moral obligation...I respect that...but you do have the right to start your own life! You are allowed to! Venting sessions are good, but sometimes you need to DO something about the problems....hope that didn't sound too harsh! I'm just feeling like you really need a big sister with you.....
    4101 days ago
  • LLBRCFAN
    Lisa sounds like your uncles need some insurance on those loans so they will be paid off when They pass away. You are so young to be burdened with all this. Hope things do get better for you. Stress is not good for you at all.
    4101 days ago
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