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SLIMMERKIWI SparkPoints: (254,056)
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Posts: 27,163
9/19/12 5:59 P

Can you reduce the credit limit on your credit card if you HAVE to have one - otherwise cutting it up COULD be an option.

Below are some links which MAY help you with regard to Dr's/prescriptions/Therapy:

Good luck,

TREA241 SparkPoints: (0)
Fitness Minutes: (10,283)
Posts: 1,132
9/19/12 4:52 P

I do all of my schooling online and live 6 hours away from the actual campus. Plus, I don't have health insurance, so as of right now, I need to find something or someone else who can help. I also just moved here to Minnesota from Wisconsin and don't know anyone except my boyfriend. I know this is part of the reason why I am feeling depressed.

ARCHIMEDESII SparkPoints: (200,109)
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Posts: 27,329
9/19/12 3:08 P

Hi, Andrea !

Definitely check to see if your university has counseling or therapy. Don't be afraid to seek professional help. A good therapist can help you work through these issues. You know something is wrong and want to make a change. That's a great start.

One thing I would suggest is trying to return some of those items you've bought. Most online websites as well as the brick and mortar stores do have return policies. So, gather up as many receipts as you can and start making some returns. You'll lose out on shipping, but you'll start to build up your bank account again.

SP_COACH_NANCY SparkPoints: (0)
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Posts: 46,222
9/19/12 1:34 P


Do you have access to counselling at your university? This may be a place to seek some guidance for little or no cost. However, if that is not an option, you may want to talk to your dcotor about your concerns and see what he/she has to say.

Caoch Nancy

TREA241 SparkPoints: (0)
Fitness Minutes: (10,283)
Posts: 1,132
9/19/12 12:07 P

I have been suffering from depression for about 7 years now. I have been on numerous medications and I have been on Prozac for about 4 years now. I finally got to the right dose for me and I have been doing better.

However, recently, I have been having money problems. My fiance is supporting me while I try and finish school. I am negative in my bank account. However, I just recently got my refund for my student loan. It was about $3,000. I have never really had that kind of money before. However, I just came to the realization as I was pulling out my credit card to buy a scarf online that I have been manically spending all that money. I have blown through half of it already on things that I do not need. I mean I really do not need them. I can realize that now, but as take out that debit card or press "pay with paypal" it is like I am blinded by what I am actually doing. I am just accumulating things.

It is a horrible cycle because now I am depressed that I am spending money when I was spending money because I was manically depressed. I feel hopeless. I feel lost. I feel like I will never be able to save money, let alone finish school, have a nice wedding.... I am manically spinning into depression. What a horrible, horrible concept. I don't know if I need to change my meds, if I need to cut up my debit card, if I need to commit myself. I feel out of control.

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