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MRSLEENY Posts: 1,098
10/11/11 7:50 A

Not since I retired

TBRANTNER3 SparkPoints: (0)
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Posts: 606
10/11/11 7:41 A


ALPOPLUP Posts: 5,998
10/11/11 7:40 A

no, I have no insurance of any kind

KLC1925 Posts: 208
10/11/11 7:38 A


WJPHILLIPS1 SparkPoints: (2)
Fitness Minutes: (2,236)
Posts: 155
10/11/11 6:28 A

Yes, I have dental insurance. I am not that pleased with it because I do not feel it provides as much coverage as it should for the price I pay.

RITAROSE SparkPoints: (166,052)
Fitness Minutes: (114,301)
Posts: 13,188
10/11/11 6:19 A


STARMIZER2000 SparkPoints: (142,622)
Fitness Minutes: (110,829)
Posts: 2,218
10/11/11 5:17 A


WILLPOWER Posts: 3,240
10/11/11 5:10 A


VICKIJOCOLE SparkPoints: (41,157)
Fitness Minutes: (10,429)
Posts: 3,370
10/11/11 5:09 A


HYPERTHRON SparkPoints: (0)
Fitness Minutes: (2,060)
Posts: 61
10/11/11 3:56 A

In Germany everyone have health insurance.

SHERRIE59 SparkPoints: (54,049)
Fitness Minutes: (47,353)
Posts: 7,527
10/11/11 3:34 A


BERRY4 SparkPoints: (268,675)
Fitness Minutes: (110,273)
Posts: 14,357
10/11/11 3:10 A

yes - just went last week

Frustation is that dh has insurance also, but he does not use it.

CJSNLOVE3 Posts: 404
10/10/11 11:20 P


GEOFROG SparkPoints: (346,550)
Fitness Minutes: (412,590)
Posts: 12,303
10/10/11 11:17 P

Yes, even though I work at a place that has only 6 people total. Boss tries her darnest to give us the insurance we need without making us pay for it including medical.

REGMAGLYPTS SparkPoints: (20,252)
Fitness Minutes: (25,786)
Posts: 357
10/7/11 12:42 A


ROSEMARDORF Posts: 2,648
10/7/11 12:20 A


LROSEEN SparkPoints: (0)
Fitness Minutes: (4,423)
Posts: 374
10/7/11 12:15 A


JAREJIL SparkPoints: (41,478)
Fitness Minutes: (24,019)
Posts: 1,268
10/6/11 11:59 P

yes, but still cant afford to get the work done on my teeth....weird!

KARALEAM Posts: 4,946
10/6/11 11:58 P


FLORENCEANN06 Posts: 1,678
10/6/11 11:57 P

Oh yeah! Got to keep my pearly white...uh, pearly white! And clean and healthy.

JOABEHR SparkPoints: (0)
Fitness Minutes: (19,892)
Posts: 1,146
10/6/11 11:46 P


DENVERSUZ Posts: 290
10/6/11 11:40 P


MOONCHILD17 Posts: 3,058
10/6/11 11:37 P


TEDRALEW Posts: 318
10/6/11 11:36 P

No, but about to get some emoticon

SCALE_WATCHER Posts: 2,739
10/6/11 11:29 P


JANIEWWJD SparkPoints: (577,429)
Fitness Minutes: (349,847)
Posts: 16,343
10/6/11 11:29 P


RUBENB2003 Posts: 14,837
10/6/11 11:16 P


10/6/11 10:57 P


NEWKAREN43 SparkPoints: (0)
Fitness Minutes: (16,255)
Posts: 2,071
10/6/11 10:11 P

I do have dental insurance, and I know I'm one of the few, and I have good coverage...I work for a community health clinic, we see many, many folks who do not have dental insurance, and only care for their teeth when they are in pain. We do what we can to help dentistry be affordable, not a luxury and educate that a little preventative care goes a long way to keeping your teeth...

10/6/11 10:06 P

yes, though it is really lousy insurance, pays for just the basics

SANDELIO Posts: 45
10/6/11 9:29 P


VSEL56 Posts: 154
10/6/11 9:24 P

Yes, through my employer. It is nice to have if you need it. I am blessed and have not needed to use many of the benefits.

RUTGERSM0M SparkPoints: (72,421)
Fitness Minutes: (24,720)
Posts: 3,689
10/6/11 9:23 P

Yes, I have dental, eye and health insurance

CATHYINLA Posts: 813
10/6/11 9:20 P

I currently have dental covered by my former employer (I am retired) through Cobra but that only lasts for 18 months. Thankful I kept it though as I had to have a dental implant for one tooth and at about $4500 I was glad I had insurance. I can convert it to a regular personal policy at the end of 18 months, but I am not sure it will be worth it due to the cost. I'll have to wait and see and make a decision later. I go twice per year for cleaning and one of those they do x-rays.

I had thankfully planned for my retirement and my dentist and I had been replacing old fillings and decided on which teeth needed crowns over the last 10 years. That should help me lower my spending in retirement.

10/6/11 8:17 P

I agree that dental should be part of a health care plan. Right now I'm so busy trying to manage my autoimmune disease with no medical insurance I can't even think adding another component into the mix. Once a year is all I can manage.

(When I got sick my employer fired me and I lost my insurance, so I bought a policy on my own which I kept until I was finally priced out of it by all the rate hikes, well before the 2008 election. Being autoimmune is very expensive, and as a preexisting condition the insurance covered very little and ended up more like very expensive accident insurance policy.)

Edited by: THISYEARSMODEL at: 10/6/2011 (20:19)
ENNAID2 SparkPoints: (0)
Fitness Minutes: (4,469)
Posts: 2,256
10/6/11 7:20 P

I used to but it stopped when my husband retired, Now I can only afford to go once a year instead of every 6 months

LAURIED1176 SparkPoints: (17,382)
Fitness Minutes: (10,346)
Posts: 1,320
10/6/11 6:10 P


SLLEE1961 Posts: 2,277
10/6/11 6:10 P


PEACEGRANNY Posts: 2,070
10/6/11 6:06 P


BEASTIE72 SparkPoints: (38,589)
Fitness Minutes: (65,071)
Posts: 960
10/6/11 5:57 P

yes, free cleaning every 6 months!!

LINDAMARIEZ1 SparkPoints: (333,263)
Fitness Minutes: (302,597)
Posts: 38,046
10/6/11 5:52 P


MARLIZG Posts: 3,909
10/6/11 5:50 P


GARDENDIVA2 Posts: 612
10/6/11 5:46 P

KRISTIJ3 - Your health insurance includes massages? That is why health insurance costs so much. Another reason is because nobody questions their doctor regarding test done etc. My OBGYN is notorious for this. He orders everything. However, I refused to make the appointment for the bone density test that was not necessary. That would have cost my insurance about $600. Everyone needs to pay attention.

I do not have dental insurance because the insurance would cost more than I would pay the dentist directly. Once in a while you do get hit with the crown or root canal but over the course of a few years you still would have paid more to the insurance company and as most here have said, most insurance plans do not cover this. Again we need to question the dentist's recommendations. A close friend of mine has all of his fillings replaced because the dentist said that the silver ones "may" cause a health risk because of the mercury. This fact has never been proved. So $2,000 later he had new fillings.

I will get off my soap box now.

LANNIEMANUEL SparkPoints: (95,182)
Fitness Minutes: (45,827)
Posts: 1,898
10/6/11 5:46 P

just lost it when hubby retired from miltary. going to have to find new one :(

10/6/11 5:23 P


10/6/11 4:33 P

Yes, and I'm grateful my employer offers it.

MEOWMEEEOW SparkPoints: (49,734)
Fitness Minutes: (49,963)
Posts: 690
10/6/11 4:31 P

thankfully yes... although the $1000 maximum caught up with me last year... but it was still a grand that I didn't have to pay.

BARBBF Posts: 5,066
10/6/11 4:08 P


KAR807131 SparkPoints: (0)
Fitness Minutes: (870)
Posts: 819
10/6/11 4:06 P

No, not since I retired. It is to expensive.

10/6/11 3:57 P


128PERFECT Posts: 3,026
10/6/11 3:55 P

Yes, My dental insurance is probably the most reasonable insurance I pay.

CATIEBELLE Posts: 7,788
10/6/11 3:54 P

Yes through my husband's work.

DOTTY7267 Posts: 2,563
10/6/11 3:44 P

No, I currently don't because I've started a new job, which means I have a 90 day waiting period. I did have dental insurance for years, and with my 2 daughters who bith needed braces, it was a lifesaver.

10/6/11 2:57 P

No, and I have the teeth to prove it. The only things I can get done under my financial aid program are root canals and extractions if a tooth is beyond hope. Therefore I don't smile except closed lipped. Good thing I'm practically a hermit, I suppose.

SPMOM2 Posts: 5,754
10/6/11 2:50 P


DALEJR_FAN_TINA SparkPoints: (104,032)
Fitness Minutes: (43,790)
Posts: 3,870
10/6/11 2:39 P

Yes through my husband work.

NANNA01X7 SparkPoints: (0)
Fitness Minutes: (9,758)
Posts: 1,995
10/6/11 1:55 P


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