I have started rounding up every amount I take out of the check book. I have decided this way there is always extra there I just don't know it. If my check is for 4.56, I write in 5.00. I have already saved almost $200.oo in the last month. When I balance my checkbook, extra goes in savings.
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I come form a middle-class family of 7 people. We know what penny-pinching is, but the best thing I ever did was save my change. I opened up a savings account specifically for it. Since I vowed to never take it out, it can only build. 4948
My freak-out moment was when a check bounced. It was my financial low and I desperately needed to keep my head above water. My customers always tell me that "every penny counts"...well, I decided to prove it. I went from ~ $36 to ~$532 in two years - in change ONLY. 236
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