Pay For Everything With Cash-Do You Need It Or Want It?
Members Were Sparked
We have gone to an envelope system again after several years of not doing so and have saved a great deal just by paying cash for everything we buy, including groceries. You really think about if you need it or want it when you are paying cash!
I've gone from spending $140-150 per week on groceries to $70-75 by purchasing my groceries at ALDI and paying cash.
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I took Dave Ramsey's Financial Peace University class and one big change I finally made is to pay cash as much as I can. Really, it hurts when you pay cash mentally. So I really avoid spending cash and if I must, I often ask myself - do I really need this? I end up spending less and I think I've saved myself $200 so far in 10 days for not wanting to part way with my hard earned money.
i am using cash only....i figured out about what i need weekly for food gas extras....put in envelopes....when i am using cash only...pack of gum 1.49 give 2.00 dont spend change either...at the end of the month use left over to pay down charge card...when done deposit into saving,,,this is working for me paid off two credit cards
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