Know which items are immovable objects in your financial plan (rent or mortgage, utilities, etc.) Those are fixed and can't be changed. Everything else is up for grabs. Can you negotiate lower interest rates on loans and credit cards? Cut your grocery bill? Every bit helps.
Please note these are member-submitted secrets and are not reviewed by SparkPeople's health experts for accuracy. If you feel a secret is inappropriate, please click Report Inappropriate Secret and our staff will review it.
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Create a budget and track your spending -- just like your food!
Having an estimated budget is a great first step, but if you're really serious about saving money, get serious about budgeting. Track your saving and spending just carefully as you track your food on SparkPeople. Determine your fixed and variable monthly expenses and try to save the rest!
The website mint.com can import all of your bank and investment accounts and help you automatically track your spending. It also has a budget feature. I highly recommend it. Edit: The Spark has added budgeting on SparkSavings.com.
If you've begun to give into a serious binge episode, don't hide; go find someone and tell them! As soon as you start talking, you will hear how foolish your actions were, and your escalating emotions will abate, giving your mind a chance to sort things out and get you off your path of destruction. Not only that, but you'll have someone to hold you accountable. This saved my day today, after a three-cookie trigger.
I tell a trustworthy person who I think will understand and will encourage me to do what is right.
Checking your blood glucose and recording the results can help tell you how well your insulin is working. Your doctor needs to look at your blood glucose results and your record of insulin doses. Ask about when your insulin starts to work, when it works hardest and how long it lasts. Look for patterns of high and low blood glucose then make adjustments so that you are within the target range most of the time.
Keeping a record of your insulin use and blood glucose results can help you and your doctor understand how to better adjust your insulin.
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