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Collect all your spare change and put it straight into a savings account. It might be just a little, but it will all add up! Also, if you do rebates or even surveys, put this "extra" income into your savings to help boost your account even more!

- Submitted by OHIOBRIE 3/25/2010 in Saving Money | 6 Comments

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Member Comments

NAPITOVSFAME 3/25/2010 2:55:00 PM

do a written budget. You have to tell your money where to go. I am a avid believer in Dave ramsey also. His program saved my finacial health by using common sense techniques, just like sparkpeople does for health

PICKIE98 3/3/2011 3:57:00 PM

I have been doing taht for 50 years. I callit my "FOUND MONEY". I have completely gutted the interior and exterior of my home with that money:income tax returns, pennies on the street, surveys, money saved from coupons,, all go in that account,, Whatever savings I see on the bottom of my register receipt go into it, new leather furniture, a car,etc..

BROWNIEISLANDER 4/19/2010 9:03:00 PM

I always try to put aside some dollars every time I'm paid.

STORMY724 3/30/2011 5:06:00 AM

I'm retired now, but the last job I had gave a very nice annual bonus. I worked nights for higher pay. There was always overtime if I wanted it. And there were little things we could do to win cash awards (often only $10 or 20 a month, but it was something.) I had a base pay & calculated approximately what that would be after 401k contributions & taxes. Everything else went into savings or investments. I worked there only 6.25 years but managed to double our retirement savings in that time. We had a nice nest egg when I retired to take care of my elderly mother. Three yrs later, we haven't had to dip savings yet, so it continues to grow.

A_CARTER 12/16/2011 3:05:00 PM

i STARTED SELLING mARY KAY AND doubled my savings...heres my website if you would like info or email me!!

http://www.maryk
ay.com/acarter913

SMILINDI 3/15/2011 2:45:00 AM

Yessss~ I LOVE THIS! My husband has been doing this since I dated him wayyyyy back when I was in high school. Heaven knows he probably started it long before that, but of course I was just a "little kid," and he was the BIG KID~how would I have known. lol He keeps his quarters in a different container though; where as I don't. Heavens the quarters make it add up even faster! His are for~well you know~that man thing....A SHINY VEHICLE!!! Chuckling......If it is running well, why spend the bucks for having it shiny~it's going to rain or snow again anyway. Men are from Mars, Women are from Venus....smirking. wink.

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With interest rates low, we have searched online for the best APY's we can find, but they are still rather pathetic. So we found some stocks in old established companies that pay dividends yielding anywhere from 5 to 15% annually. We chose companies that have low volatility, not caring much if the stocks increase in price. We are using them like a savings account we will touch only in an emergency or if dividends stop. We set our account to buy more shares with our...(click title for more info)

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..dividends. We haven't risked all of our savings in stocks. We still have money market, savings accounts, CDs, mutual funds, IRAs & a 401k, but use dividend stocks as one more tool to increase our savings.

Do your research. And remember that there is no guarantee or FDIC insurance with stocks.

- Submitted by STORMY724 3/25/2010 | 0 Comments | View Secret

Split your Raise

Many emloyers give annual evaluations and merit increases. If you are in this group....each year you should save 1/2 of your raise. Either increase your 401k contribution by 1/2 of your merit increase or put those monies in a savings to investment vehicle! It will suprise you what you will have in a few years!!303

- Submitted by CHERYLSBUTT 3/25/2010 | 1 Comments | View Secret

Save every week

When I was 6 years old, my mom started saving $5 each pay period (every 2 weeks) in a savings account. Every year she doubled it until she increased it by a small amount until when she retired she was saving nearly $500 per pay period.

Start small but save SOMETHING every week. It adds up!!

- Submitted by MTHELFRICK 3/25/2010 | 2 Comments | View Secret

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