If time is not on your side, get out and about with the family. Walking is free, i pop baby in her stroller and with my older two we go for a walk at least 30 minutes this way the whole family is getting daily exercise, we spend quality time together and it does not feel like a chore.
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Making sure I get my $ worth out of gym membership
To make sure I'm not wasting $ each month on my gym membership, I keep a note posted on my fridge. At the beginning of each month, I write $54 (my monthly gym fee). Each time I go to the gym, I divide the total paid by the number of trips to the gym (i.e. keeping track of how much each trip to the gym is costing me). That way seeing the larger numbers inspires me to go to the gym to get my money's worth!
I love my kids and grand-kids but they still try to batt those eyes at us at times. Learning to say no to money and material things, and a big fat yes to time, games, hobbies, long walks, picnics and anything else. It was a bad habit to spend money on them thinking it's necessary.
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