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Ok, one year I decided I needed to start saving even if it was just a little because it would be better than not saving at all. Well I was trying to figure out a way to save out of every paycheck and one day I took notice of how little was taken out for Medicare taxes so I told myself I would match this amount every paycheck and at the end of the first year I had saved $550.70 . This was money I didnt miss and I didnt have to touch(Although I took $100.00 out to get me a few new shirts:~)!
Create a budget and track your spending -- just like your food!
Having an estimated budget is a great first step, but if you're really serious about saving money, get serious about budgeting. Track your saving and spending just carefully as you track your food on SparkPeople. Determine your fixed and variable monthly expenses and try to save the rest!
The website mint.com can import all of your bank and investment accounts and help you automatically track your spending. It also has a budget feature. I highly recommend it. Edit: The Spark has added budgeting on SparkSavings.com.
Days that I get up and out of bed to exercise work. Days that I don't get up, don't result in exercise. I intend to but email creeps in, then work, then kids and then it's late and I can't or I won't sleep.
First things first. Get up, get out, get out often = weight loss
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