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I've listed out all of my bills starting with the least amount I owe, to the most. Each month, I usually try to double my minimum payments (when possible) & work on paying the first off. Once it's paid off, then apply that amount to the next bill. You're already use to paying that bill anyways, so using it to pay off more on the next, will only get your amount paid off faster!
Gather all your credit card bills. Pick out the smallest one and pay double, triple, half the amount until it's paid off. Meanwhile, pay at least the minimum on all your other accounts. Keep targeting them until finally all you're left with is that high card balance. At least you'll have more income to pay it off and you'll feel good about making progress on the others.88
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