Secrets of Success

Balancing My Checkbook

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MEMBERS SPARKED

I use my debit card for EVERYTHING so I started rounding up my purchases in my register. If I spent $23.05 on gas, then I put it in my checkbook as $24. Also, when I deposit money, I always put like $10 less in. This way there is always money floating in my account and I am less likely to overdraft.

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Member Comments

  • When do you reconcile the Float? Knowing it is there would encourage me to count on it and cause overdrafts instead. Balancing my checkbook from online banking frequently keeps me informed of my spending activities and makes balancing my checkbook much easier. - by JGEOPP
  • I also do this when I write checks. I just round the check up to the next dollar. - by MAMOOAUG
  • SQUISHYMOM927
    Sounds like a great idea! I need to do this more. - by SQUISHYMOM927

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