Use A Spreadsheet To Track Your Budget And Spending!
Members Were Sparked
If you create a spreadsheet on your computer, you can track your spending from month to month and create charts that could help you better see how your spending habits change over time. This is also a great way to keep track of balances on credit cards if you are working on clearing up credit debt!
Please note these are member-submitted secrets and are not reviewed by SparkPeople's health experts for accuracy. If you feel a secret is inappropriate, please click Report Inappropriate Secret and our staff will review it.
SparkPeople advertisers help keep the site free! Learn more
I made a budget on a spreadsheet to track all of my expenses and revenues. The formulas show all transactions on the account and show the bottom dollar at the end of each month. Once I see how much I can have left if I don't spend, it encourages me to only spend what I need. I can see months later how much I will have if I stay on track.243
If you're having trouble creating or sticking to a budget, it can help to pick one "problem area" and track every penny you spend in this single category. For example, track the money you spend on dining out and see if that helps you reduce the amount of money you spend in this category.
Create a budget and track your spending -- just like your food!
Having an estimated budget is a great first step, but if you're really serious about saving money, get serious about budgeting. Track your saving and spending just carefully as you track your food on SparkPeople. Determine your fixed and variable monthly expenses and try to save the rest!
The website mint.com can import all of your bank and investment accounts and help you automatically track your spending. It also has a budget feature. I highly recommend it. Edit: The Spark has added budgeting on SparkSavings.com.
SparkPeople, SparkCoach, SparkPages, SparkPoints, SparkTeams, SparkDiet, SparkAmerica, SparkRecipes, DailySpark, and other marks are trademarks of SparkPeople, Inc. All Rights Reserved.
SPARKPEOPLE is a registered trademark of SparkPeople, Inc. in the United States, European Union, Canada, and Australia. All rights reserved.