Fitness, like finances allows everyone, not matter what shape they are in to exalt themselves to the position of expert. One thing that has really helped me was to quit being an expert, and submit to the plans and teaching of actual trainers. Especially ones that know what they are talking about!
Josh Hillis is awesome for fat loss and getting in shape. Vince Delmonte is awesome for building muscle, and John Romaniello is incredible for both! Fast!