I stand instead of sit while doing tasks, folding laundry, pc work, writing, reading also instead of making 1 large delivery of items to the bedrooms upstairs, I purposely make several trips up and down the stair's also do leg lifts and stretches while watching t.v. but really do not count.
I also wear my pedometer clipped to my waist even in the house and all day long so I have some idea of how active I have been. Many days I will also wear my 2 lb ankle weights while doing housework. All these little things add up after a while to a substantial no of calories burned.
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If you don't feel like cooking but don't want the big bill of a restaurant or fast food, order to-go. Not paying for drinks saves you a lot of money. Some people tip the to-go person at least a dollar or two, but it's still often much less than you'd end up tipping a server for dining in house.
I've listed out all of my bills starting with the least amount I owe, to the most. Each month, I usually try to double my minimum payments (when possible) & work on paying the first off. Once it's paid off, then apply that amount to the next bill. You're already use to paying that bill anyways, so using it to pay off more on the next, will only get your amount paid off faster!
Gather all your credit card bills. Pick out the smallest one and pay double, triple, half the amount until it's paid off. Meanwhile, pay at least the minimum on all your other accounts. Keep targeting them until finally all you're left with is that high card balance. At least you'll have more income to pay it off and you'll feel good about making progress on the others.88
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