I have to decide what's important and what's insignificant in my life in order to maintain mental peace. When I'm overwhelmed with life, it may take a little while, but organizing my thoughts gets me back into focus so that I can Keep Sparkin'!!!
Someone told me a long time ago to try to look at the whole picture. Will "this" be important a year from now? What can I do to change the situation? Am I the problem or can I even identify the problem? What do I want to happen? How can I make it happen?I have to remember that I'm in charge of me.
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Put only your budgeted amount of CASH money for things such as eating out or seeing movies in an envelope. Make an envelop for each category such as groceries, gas, etc. When the cash is gone, you are done. Paying with cash shifts our emotions and makes it harder to over spend.
envelop idea from Dave Ramsey Financial peace University
Our family has enrolled in Financial Peace University.
Husband and I and 4 of our 6 kids ( the other two live out of state) have recently enrolled in Dave Ramsey's Financial Peace University offered at the church we attend. We hope to be able to encourage each other and build good money strategies that will equip us all for life!
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