A year ago I made the decision to stop driving and take the bus or walk when necessary. As a result, I save money in gas and my spending has lowered because I find it too inconvenient to wait on a bus to grab lunch or walk through the rain to do a "little" shopping. Also, I do one weekly shopping with my husband and if there is anything that I forgot to put on the list, I now simply work around it or do without rather than hop in the car and drive a couple of times a week to shop.
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To get my exercise into my work day, I walk home from the bus stop. If I transfer buses and walk home from the closer bus stop, it takes me 15 minutes, but if I want a longer workout, I don't transfer buses and walk home from there. That takes me a half hour.
I don't own a car and I live in Guatemala, I have to take the bus everywhere I go (or a taxi). I love glass money jars that you cannot get into. I put my bus/taxi money into my 'long term goal' jar every time I walk instead of taking the bus. There are days I may walk 5+ miles!
If you drive everywhere, biking would be a good option too, and that might be quite a bit of gas money getting thrown into that jar for when you reach a goal or a special day!
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