It's not always fun, but it is wise to live below your means. When you start looking at what you truly need vs. want in life, I promise you will find that you don't need the premium cable package, the designer clothes/accessories, the luxury vehicle, the latest technology, or even the daily Starbucks run. My generation especially seems to have an "entitlement" complex, which isn't reality. Be honest with yourself, find your inner peace, and it will provide for a much happier future.
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I completely agree, but at the same time, I really, really need the daily Starbucks run.
JENIKINZ173/11/2011 12:18:00 PM
it is so true! I am a minimalist and I used to be a packrat and I feel so much freer and happier with LESS stuff!
MARYLQ113/11/2011 12:13:00 PM
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Live below your means
Try to live below your means. Live below your income. Don't tell anyone how much your make and let them believe you make less. Whatever the bank says you can afford, take a loan for 10-20% below that.
Practicing Suze Orman's mantra "Live below your means, but within your needs." compels one to spend less and simplify their lifestyle. Only if you spend less than you bring in, will you be able to save the difference!