In order to save money, you need to know where it's going. Keep track of every dime you spend for 31 days (ex. gasoline, doctor visits & medications, snacks, newspapers, bus fare, lunches out, etc.). Mark whether it was a planned or spontaneous purchase. At the end of 31 days, categorize your spending and you'll be able so see if there is any waste or if there are areas where you can cut back.