Each payperiod I withdraw a certain amount of cash that I can spend during those two weeks. I write down where that money goes. Each month I review how I spent the cash. This helps with my budgeting & analyzing my wants & needs. I know if I need a new budget category or if I'm buying too many treats
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We use a software program called Paperless to scan receipts to keep track of spending, entering amounts into categories like groceries, utilities, repairs, etc. By clicking on a category, one can see the total spent on, say, medical expenses, for that year. One can enter online canceled checks as PDF files. We also scan important documents, like insurance policies & credit card agreements. With a few clicks we can find account numbers & provisions if needed.... (click title for more info)
...We also use it to scan in product instructions & warranties. We scan covers of books & DVDs we've borrowed so we can recall what we've already watched or read when requesting items to be held for us at the library. There seems to be no limit to the possibilities for paperless organizing.
website called texthog. You can set up a free account that shows you a pie chart of your spending. It allows me to e-mail texthog using my smartphone, with info about how I am allocating money. Every time I buy , I e-mail texthog. Then I can keep track of spending each month
This tool "texthog" simply has increased my awareness about how I am spending money
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