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Recently my family has had to face the music and realize that no matter how much we love the area we live in, with the rising cost of gas, and cost of living; we realize that we can no longer afford to live in an expensive house more than an hour away from town and jobs. We've come to the realization that in order to pay off past due debts and have a little left over to save each month, it's time to move into a cheaper place that's closer to work.
When your expenses exceed your income, your behind in all your bills, your facing possibly getting evicted from your home because you can't pay rent on time because your always flat broke, it's time for a reality check. A cheaper house, closer to work will cut costs big time!
Everyone knows it's better to eat before you shop -- that isn't always possible, is it? My secret is to buy 1 small junk item to eat. Eat half of it; wait 5 minutes for guilt and realization to set it. Toss the other half if possible. Works for me about 70% of the time.
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