Secrets of Success

Pay Cash

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MEMBERS SPARKED

Only pay cash for weekly items: gas, groceries, incidentals. Take time to think about how to pay for larger-ticketed items; budget for them as possible. And when using a credit card for a purchase, write the amount into your checkbook and deduct the amount from your balance. When the bill comes at the end of the month, you can afford to pay off the whole thing - and pay nothing to borrow other people's money!

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