For Christmas we purchase a $100 gift card from our favorite restaurant for ourselves. That way our money is already budgeted for a couple of nights out in advance. The best part is that when we buy this size gift card the restaurant gives us a bonus card of $20! We spend $100 and get $120.
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Buy yourself a gift card. When your favorite restaurant or grocery store has specials on gift cards (ie purchase a $50 gift card get a $5 gift card free) purchase them for yourself. If you shop there anyways, you know that you will use it plus you get an extra $5
Restaurant.Com is a great way to try new restaurants, and save some cash! You can can earn cash back by paying with your Discover card, and using Ebates on the front end. Log in to ebates.com, click on restaurant.com, find your gift certificates to purchase (make sure it's on sale!), and pay with your Discover card. Instant cash back!
If you have a credit card that gives you rewards such as gift cards for accumulated points, save them all up until December then cash them in. I have done this the last couple of years and gave the gift cards as presents or got them for myself then purchased Christmas presents at the store using the gift card.
The best thing about this is that no one will ever know!
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