Cutting Expenses On Items That Are Essential To Me!
Members Were Sparked
It's no secret----going to the library to check out books! I've saved so much money last year because I've set up a weekly routine of checking out and returning books, audio books, and movies. I'm a voracious reader so this really helps! Of course, I still buy some---used ones!
Second tip: I teach, so I can eat school lunches. But I take my lunch. It's more nutritious, and it saves $4 or more daily!
Please note these are member-submitted secrets and are not reviewed by SparkPeople's health experts for accuracy. If you feel a secret is inappropriate, please click Report Inappropriate Secret and our staff will review it.
Advertisement -- Learn more about ads on this site.
I think this is an essential exercise many people dont do. Tally up your monthly net income, and tally up your monthly expenses, not including frills, like coffee at coffee shops. What you have left is your discretionary income. The "extra" money you have at the end of the month. There are 4.3 weeks in a month, break down your "extra" money per week and make a budget.
When you know what you are working with it is easier to set goals and prepare a budget.
To keep with my healthy program, I had to concede that this was a lifestyle change49 I've had to put away the four letter word, diet. It's not a diet-it's permanent. It's about me making good choices so that I'll live a healthier life and hopefully be around to see my grandchildren grow up. Part I: watch what I eat; stop eating junk! Part II: Exercise at least 5 days a week. Part III: If I have a setback, don't sweat it; get up dust off my pants and get back on the horse!
SparkPeople, SparkCoach, SparkPages, SparkPoints, SparkTeams, SparkDiet, SparkAmerica, SparkRecipes, DailySpark, and other marks are trademarks of SparkPeople, Inc. All Rights Reserved.
SPARKPEOPLE is a registered trademark of SparkPeople, Inc. in the United States, European Union, Canada, and Australia. All rights reserved.