just a tip about coins for those Amazon or Starbucks customers, you can use those Coinstar machines found in most grocery stores to cash in your change for Amazon or Starbucks gift cards and you won't be charged the normal fee as you would if you just cashed out. Nice feature, I think. There are several other stores as well, but we use these often.
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I started collecting the day's change in a jar and saved far more than what I've tried saving in my savings account. How it works: Whenever I make cash purchases and have any change left, I put the change in a small coin purse I always carry in my purse. I always pay with bills. I never use change to pay purchases. At the end of the day, whatever change I have left over I put it in a jar. There are days when I put up to $5.00 worth of change in the jar and that motivates me to save.
It didn't seem to make much sense when I first started saving this way and I was tempted to empty the jar occasionally, but one day I took my mom to her bank where they have a free coin counter for bank members and she walked out with $367.00 in cash just by cashing in her leftover coins.
We kept a coin jar, but we'd roll coins and exchange it for cash immediately then spend it; no savings there. Now we wait to roll until the jar is at least 3/4 full, and it has to go in our savings account. Seeing a large amount helps us stay motivated.
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