I have an automatic debit from my checking to ING Direct (savings). So many times I tell myself I'll put money away if I have it left at the end of the month and then I don't end up doing it. By making it an automatic debit, I know it will get done. Also, by using ING Direct (great rates by the way), I cannot easily transfer it back into my account to use (takes 1-2 business days).
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Set up a savings account that allows automatic savings plans (ex: ING). Set a certain amount of money to transfer to your savings the day after every payday. If it's not in your checking account, it's not as tempting to spend it. It may help to have a goal (next house, car, etc.) for your savings.
My pay check direct deposits into my checking account, so I have an automatic debit setup by my bank that automatically moves some of that money into my savings account before I ever even lay eyes on it.
I quickly got used to having just a little bit less cash in checking to start with and the savings build up nicely given enough time. Just set it up and Fuggettaboutit! WIN!
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