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Credit Card Rewards Equals Free Christmas Presents!

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If you have a credit card that gives you rewards such as gift cards for accumulated points, save them all up until December then cash them in. I have done this the last couple of years and gave the gift cards as presents or got them for myself then purchased Christmas presents at the store using the gift card.

The best thing about this is that no one will ever know!

- Submitted by ILUVTHE80S 12/11/2010 in Saving Money | 3 Comments
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Member Comments

CAPTHAMMER 12/11/2010 9:58:00 AM

    Not everyone is in a position to use their rewards for charity donations. An idea I might consider now that you've brought it up is to donate 10% of my rewards...the same as the percentage of my paycheck that goes to charity.
COUNTRYNINJA 12/11/2010 1:01:00 PM

    I just got the gift cards I ordered using my bank rewards today!
So happy I was able to save $75!!!
CHARLOTTEPI 12/11/2010 8:48:00 AM

    Although I agree with your philosphy, I try to use the cards to buy things for charity. One of the companies that I get points from allows me to buy coffee cards for Starbucks or Second Cup. It's great to buy someone a coffee that you don't even know.
You know, "Pay it forward."

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