I start my Christmas shopping early.... I always buy my paper and cards at the after Christmas sales., and also can pick up items like cookie tins, ornaments and candles really cheap. Then throughout the year I buy as I find articles on sale. I have 2 huge boxes of gifts and and a never ending supply of card of cards and paper right now. It is also a surprise to see what I have gotten throughout the year....It is fun and saves time and money..
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Every year before the holidays I cash in my jar(s) of change. Anything that ends up in the couch cushions, car cup holder or washing machine goes in a jar until its time to go Christmas shopping. I usually save over $100 with this method that has become a tradition.
Throughout the year I collect all my change in one jar. A couple days before Christmas I bring it in to the bank to convert it to dollars. I use whatever money collected to shop the day after Christmas. This helps me get a jump start on the next year's shopping.
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