Ring in December ... the beginning of the busiest time of the year! Remember to take a bit of time for yourself each day. Five to ten minutes will feel like a luxury, but oh such a deserved one. You're working hard. Pamper yourself for a few minutes and rejuvenate. You'll feel all the better for it ... and staying on track will be all the easier!
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This is not really my secret but belongs to consumer advocate Clark Howard. He states you should NEVER spend any change even if it's a nickel, if something cost $1.05 you give the cashier $2.00 and at the end of the day, everyday, you put all your change in a jar. If you do this religiously, by the end of a year you should have around a thousand dollars. I told my sister and unbeknown to me she and her husband tried it and it came to around $1600, Now i'm doing it.
Let you know in July how I did!.....Or you can do it now and let me know how YOU did in December
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