It's so easy to spend a little bit here and there, and end up frittering away hundreds. For a month, get a receipt for everything you buy and put it in a jar. At the end of the month, you'll have a clear picture of your spending habits and you can identify where you can cut back.
You also think twice about spending if you know you're going to have to track it.
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To keep myself from spending more than I had, I forecast my cash flow for the next three months. I look to the lowest point in the chart and decide what buffer I want to leave. For example, if I have $150 as the lowest point in the graph in the next three months, I'd immediately save $50 and then remember that I have $50 to spend however I want over three months, leaving a $50 buffer.
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