You've heard of it...The Latte Factor... it's that 5 bucks (or more) you spend every time you go out for coffee...
If, like I have, your getting on the Spark Plan means that you're no longer spending $5 every time you head out for a coffee, start collecting that money in a jar, piggy bank etc & every now & then, use that money to buy yourself a reward for doing well on the plan...a new shirt, a piece of jewelry,
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Free Valuable Financial Information Waiting for You at Your Local Library
Years ago I went to the library and checked out a book by David Bach titled: Single Women Finish Rich. Reading the book and doing various recommended exercises has totally changed my life and financial picture. The " Latte Factor" exercise was an eye opener and wake up call. He has a series a books....all of which are worth reading. Check him out.
She just had this on her show and I LOVED the fact of tracking all expenses the same way we track food to lose weight. We can't know where to save money if we don;t really know where it is being spent. "The Latte Factor": figure yours out...very surprising! www.oprah.com20
I have found that tracking my foods has been the biggest factor in my weight loss. It helps me to choose better foods and to decide if I am afford a skinny latte or not. It's hard to eat bad when you know you have to record the calories on paper later!!
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