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Every SparkPoint I earn is equal to a penny. I keep track of how many points/pennies I have. When I want to get myself something, new shoes, workout DVD, game for Wii, etc. it comes from the points/pennies I have earned. A great incentive to check in everyday on SP, track food and fitness, etc.
You can keep a total of how many points you earn each month to keep up with it. Or, you can have a penny jar where you actually put in the money daily, weekly or monthly.
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