Saving money is a must in today socialty. Groceries we my family waste money, avoid to buy lots of food that are fresh is better to go every other day walking distance and avoid to go to business like smart and final , costco etc. if you go there limited to once a month.
For the winter buy groceries for soups
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Save money on your telephone bill and put money back into your own pocket!
Buy an external answering machine and save $60-120 a year. Skip the call waiting feature, they will call back! Use a long distance calling card for the cheapest rates; or use VOIP services like Skype to talk to loved ones over the internet for free (chat) or a low monthly rate (phone)
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