Many grocery store receipts show the amount of money "saved" by using coupons, or value cards. I save my receipts and at the end of the week or month, I deposit those grocery store savings into my savings account.
For me this is a pretty painless and easy way for me to remember to set something aside each month for a little nest egg.
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I started using TVP, textured vegetable protein in most of my meat cooking. It looks a bit like oatmeal. Use about a 1c to 1 1/2c in a meat sauce, or a 1c + 1c water, let rehyd in lean ground meat, it has no fat but all the protein. TVP is tasteless, it takes on the favors you add, wonderful stuff.
You can find TVP in most health stores and grocery stores
If your trying to save money on your grocery bill then try a local Latino or Asian dominate store. My husband and I found a Spanish grocery store that has great prices on fish, chicken, and fresh turkey. The store even had marinated items for under $2 a pound and they were good quality products.
Also check out local fish markets if you live near the coastline. You may have to get up early in the morning or buy some items in bulk but the savings are amazing.
You'll be able to cut your grocery bill in half.
Every week I see the store savings and coupon savings on my grocery receipt and it's all lies. I didn't save anything. I just didn't spend it -- yet. So, after giving this issue some thought I decided that I would take this as a requirement for saving and transfer it to my savings account.
As soon as I get home from the store I transfer the amount of store/coupon savings from my checking account to my savings account. Then I've actually saved money. So don't be fooled that not having spent it is a savings!
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