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6 Money Saving Tips For Christmas Presents

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1. Join online surveys and take these surveys and build up points.
2. Join reward programs online and again use these rewards for presents.
3. Think ahead after Christmas they have huge sales of items left over . Also Valentines is in February and red is also Christmas so think Valentines day ( Perfumes and gift sets are discounted after Christmas
4. Create a budget for each person you have to buy for and stick to it.

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5. Gift cards are always a nice gift. Sometimes restaurants and stores will give you a gift card if you purchase one B1G! these are great. Stores and Banks and almost everywhere has a reward program for customers
6. Trade in your cds dvds and books and your old cell phones and ipods.
- Submitted by ANJOYLA 10/8/2010 in Saving Money | 4 Comments
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KAKIPOPUP 10/19/2010 4:18:00 AM

    I have my own "christmas club" account at an online bank - I have a certain amount transferred every payday.
DANCINGJILL 10/12/2010 3:14:00 AM

    hmmmm, i never even thought about that... Thanks for the tip!!!!
STORMY724 10/10/2010 7:03:00 AM

    I would add:

Make gifts.
Get together with your family for a gift exchange on New Year's Day ---taking advantage those after-Christmas sales.
Shop all year long for things like books, games, etc.
Look for collectibles at flea markets and garage sales for that collector in your family.
Start a tradition of everyone choosing one name and each person buying one gift instead of dozens.
Or ---as my family did a long time ago ---decide not to exchange gifts outside of your immediate families. (When we did that, my gift budget was cut by about 80%.)
BAKRAUSE 10/9/2010 12:35:00 PM

    I have also been saving my spare change and bottle return money. It sure does add up quickly!

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