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Retirement starts with that first paycheck. OHHHH it was so hard in the beginning not to want to spend that little pile of cash. Even though the extra annuity checks went bye bye with the market, what we saved is supporting us now. I am so happy we were not foolish in the beginning as I never knew it would turn out this good. Remember to pay yourself first and then don't touch it - forget it's there.
This tip is only for when you need crumbled hamburger for say tacos or spaghetti sauce. I put my hamburger in a pot of water and boil it until it's done. Drain the water and bye-bye grease. Leave the meat in 1 or 2 chunks then after draining use a spatula to break up into crumbles/season & use!
It sounds weird but it works. You don't get that browned toasty taste but for tacos or spaghetti you are adding plenty of other flavors. I turn the fire on under the pan while breaking up the meat and any remaining water steams out.
Have your workout clothes READY and in sight when you wake up! Never ask your body if you 'feel' like working out; Just get those clothes on that you packed the night before and say good bye to distractions that might talk you out of yur action plan for success! 185
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