Every morning, I go on and check my bank account. Whatever is in the .__ spot, like whatever change is left in my checking acct that morning, I transfer it into my savings. That way I have an even number in my checking acct, and I save money.
I have saved $6 so far in about a week... when it is hard for someone to save money because you can barely pay bills, this is definitely a good way to save!!
Please note these are member-submitted secrets and are not reviewed by SparkPeople's health experts for accuracy. If you feel a secret is inappropriate, please click Report Inappropriate Secret and our staff will review it.
Advertisement -- Learn more about ads on this site.
Every few days I transfer the last "few dollars & change" from my checking account to my savings account. I like to keep my checking account even. So, if I have 333.50 in my checking account, I transfer $3.50 to savings. It's not so much that I miss it, but it's builds up over time in the savings account.
when writing a check and logging it into the journal i round up on the change amount. if the check is 18.45 i write 19.00 in the journal and at the end of the month i have some extra money for date night!
We had separate savings and checking accounts when the money market accounts appeared. We joined our savings and checking accounts into a money market account that paid interest. Guess what happened? The money all seemed to disappear.39 Now different accounts manage our savings.
We have the accounts in credit unions and accounts that pay interest. Each account is used to pay different types of expenses, such as taxes or vacations, Since we never see the total amount of our savings and/or checking accounts, we spend according to what is available in the designated account.
SparkPeople, SparkCoach, SparkPages, SparkPoints, SparkTeams, SparkDiet, SparkAmerica, SparkRecipes, DailySpark, and other marks are trademarks of SparkPeople, Inc. All Rights Reserved.
SPARKPEOPLE is a registered trademark of SparkPeople, Inc. in the United States, European Union, Canada, and Australia. All rights reserved.