Being consistent will pay off. Being consistent in exercising and healthy eating will pay off slowly but surely. You will notice an improvement in your heath and your ability sustain longer workouts or physical activities. this will lead to improvement in and positive changes in you body.
Such has clothes starting to become looser and having to buy smaller size clothes as well as improvement in tone.
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I've listed out all of my bills starting with the least amount I owe, to the most. Each month, I usually try to double my minimum payments (when possible) & work on paying the first off. Once it's paid off, then apply that amount to the next bill. You're already use to paying that bill anyways, so using it to pay off more on the next, will only get your amount paid off faster!
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